Hamilton County property record for 7 Ridgeside Rd, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,282 sqft · built 1920 |
| Lot Size | 0.239 acres (10,448 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Aug 2017) |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I A 026 |
| Primary APN | 147I A 026 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,282 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,448 sqft (0.239 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079441 |
|---|---|
| Street Address | 7 RIDGESIDE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 29 & 30 M B ROBERTS CIRCLE PARK ADDN PB6 PG26 |
| Legal Subdivision | ROBERTS M B CIRCLE P |
| Legal Lot Number | 29,30 30 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6007 |
| Census Tract | 3300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Missionary Ridge Historic District listed 1996 · 191 contributing resources · NRIS 95001257 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7 Ridgeside Rd is owned and occupied by two individuals who bought it in August 2017.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 RIDGESIDE RD, CHATTANOOGA, TN 37411-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 15, 2017 | Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on File |
| Deed Sale | Aug 15, 2017 · Amount on File |
| Prior Sale | Jun 12, 2015 |
| Deed Document Number | 2017081500129 |
| Deed Book / Page | 11129 / 300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7 RIDGESIDE RD, CHATTANOOGA, TN 37411-1828 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000108 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 12406/917 |
| Instrument | 2021031900108 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 15, 2017 |
| Property Address | 7 RIDGESIDE RD, CHATTANOOGA, TN 37411-1828 |
| Document Number | 0000000129 |
| Book / Page | 011129 / 000300 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 129 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $969.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 RIDGESIDE RD CHATTANOOGA TN 374111828, CHATTANOOGA, TN 37411-1828 |
| Document Number | 130 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 011129/000302 |
| Instrument | 130 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2025 property tax bill for 7 Ridgeside Rd was $1,203, up 1.9% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Ridgeside City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 (+1.86%) | $79,400 (+50.31%) | $317,600 (+50.31%) Land $50,000 Building $267,600 |
| 2024 | $1,181.00 (-53.45%) | $52,825 (-) | $211,300 (-) Land $45,000 Building $166,300 |
| 2023 | $2,537.00 | $52,825 (-) | $211,300 (-) Land $45,000 Building $166,300 |
| 2022 | $2,537.00 | $52,825 | $211,300 Land $45,000 Building $166,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Ridgeside Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7 Ridgeside Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures