Suffolk County and Smithtown Town property record for 7 Ridgeley Rd, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 976 sqft · built 1952 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Nov 2007) |
| Tax Bill | $10,961 (2024) |
| Deeds & Mortgages | Mar 2019 Line of Credit Nov 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 135.-3-8 |
| Primary APN | 473489 135.-3-8 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| Gross Area | 1,216 sqft |
| 1st Floor Area | 976 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 RIDGELEY RD |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-604851 TC-70 *1761 LOT 7 RIDGELY PARK SEC 1 |
| Legal Subdivision | RIDGELY PK SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 135306 |
7 Ridgeley Rd is owned and occupied by an individual who bought it in November 2007.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 RIDGELEY RD, SMITHTOWN, NY 11787-5302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2019 | Deed of Trust, Mortgage · Line of Credit BETH PAGE FCU |
| Nov 25, 2016 | Deed of Trust, Mortgage · Conventional with PMI BETHPAGE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2007 · Amount on File |
| Deed Sale | Nov 21, 2007 · Amount on File |
| Deed Book / Page | 12531 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 RIDGELEY RD, SMITHTOWN, NY 11787-5302 |
| Document Number | 0231290568 |
| Instrument Date | Mar 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 RIDGELEY RD SMITHTOWN NY 117875302, SMITHTOWN, NY 11787-5302 |
| Document Number | 0231290568 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 023129/000568 |
| Name | BETH PAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 RIDGELEY RD, SMITHTOWN, NY 11787-5302 |
| Document Number | 0227880669 |
| Book / Page | 022788 / 000669 |
| Instrument Date | Nov 25, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | LAND BOUND SERVICES LLC, LAND BOUND |
| Name | Verified Name |
|---|---|
| Address | 7 RIDGELEY RD SMITHTOWN NY 117875302, SMITHTOWN, NY 11787-5302 |
| Document Number | 0227880669 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 022788/000669 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,176 Land $305 Building $3,871 | $522,000 Land $38,125 Building $483,875 | |
| 2024 | $10,961.00 | ||
| 2023 | $4,176 Land $305 Building $3,871 | $4,800 Land $351 Building $4,449 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Ridgeley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Ridgeley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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