7 Ridge Rd, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 7 Ridge Rd, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,146 sqft · built 2005
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$420,200 (Jun 2005)
Tax Bill	$10,364 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`PALM M:8 B:89`

Property Details

APN / Parcel Number

Primary APN	`PALM M:8 B:89`
Alternative APN	`M:0008 L:000089`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	5,548 sqft
1st Floor Area	2,146 sqft
Basement Area	2,146 sqft
Unfinished Basement	430 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	7 RIDGE RD
City	PALMER
State	MA
Zip	01069-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	89
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1033
Census Tract	810100

Owner

7 Ridge Rd is owned by two individuals who acquired it in October 2025.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 PINEHURST RD, HOLYOKE, MA 01040-2217
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2005 · Amount on File
Deed Sale	Jun 29, 2005 · Amount on File
Prior Sale	Sep 25, 2003 · Amount on File
Deed Book / Page	15131 / 213
Last Transfer Date	Oct 28, 2025
Transfer Doc	026087-392
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Oct 29, 2025
Property Address	7 RIDGE RD, PALMER, MA 01069-2258
Document Number	026087-392
Book / Page	26087 / 392
Instrument Date	Oct 28, 2025
Instrument	51592
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 PINEHURST RD, HOLYOKE, MA 01040-2217

Tax Assessment & Valuation

The 2025 property tax bill for 7 Ridge Rd was $10,364, up 7.1% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,364.00 (+7.12%)	$571,000 (+10.19%) Land $76,300 Building $494,700	$525,635 (+7.02%)
2024	$9,675.00 (+2.91%)	$518,200 (+7.15%) Land $69,200 Building $449,000	$491,150
2023	$9,401.00	$483,600 Land $69,200 Building $414,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20