7 Ridge Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 7 Ridge Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,413 sqft · built 1926
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$1,433,000 (Jun 2026)
Tax Bill	$11,244 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Aug 2025 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`OSAY M:002 B:007 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:002 B:007 L`
Alternative APN	`15400`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,413 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	1,200 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	15400
Street Address	7 RIDGE RD
City	OLD SAYBROOK
State	CT
Zip	06475-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	7
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3054
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 RIDGE RD, OLD SAYBROOK, CT 06475-2763
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · Line of Credit POLISH NATIONAL CREDIT UNION
Aug 4, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jun 12, 2024 · Amount on Record
Deed Book / Page	707 / 277
Prior Transfer Date	Jul 23, 2025
Prior Transfer Doc	0700000340
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jun 11, 2026
Property Address	7 RIDGE RD, OLD SAYBROOK, CT 06475-2763
Document Number	000707-277
Book / Page	707 / 277
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jun 11, 2026

Lender

Name	POLISH NATIONAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Aug 4, 2025
Property Address	7 RIDGE RD, OLD SAYBROOK, CT 06475-2763
Document Number	000700-340
Book / Page	700 / 340
Instrument Date	Jul 23, 2025
Transaction Type	Transfer
Record Updated	Aug 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jun 12, 2024
Property Address	7 RIDGE RD, OLD SAYBROOK, CT 06475-2763
Document Number	000691-620
Book / Page	691 / 620
Instrument Date	Jun 10, 2024
Transaction Type	Transfer
Record Updated	Jun 27, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,244.00	$725,400 (+68.42%) Land $396,800 Building $328,600	$507,780 Land $277,760 Building $230,020
2024	$11,244.00 (+27.66%)
2023	$8,808.00 (+1.85%)	$430,700 (-) Land $218,500 Building $212,200
2022	$8,648.00	$430,700 Land $218,500 Building $212,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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