Beaufort County property record for 7 Ridge Rd, Beaufort, SC 29907
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,824 sqft · built 2021 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (Jan 2016) |
| Tax Bill | $5,059 (2025) |
| Deeds & Mortgages | Dec 2020 Construction Loan Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R20002100B00180000 |
| Primary APN | R20002100B00180000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,824 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 7 RIDGE RD |
|---|---|
| City | BEAUFORT |
| State | SC |
| Zip | 29907-1782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6102 |
| Legal Description | LOT 21 HUNTER'S RIDGE S/D PB71 P81 *SPLIT 4/00 2.27 AC 21B/76-78 |
| Legal Subdivision | CAT ISLAND |
| Legal Lot Number | 21 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | ST. HELENA ISLAND |
| Census Block Group | 1 |
| Census Block | 1100 |
| Census Tract | 903 |
Source: Beaufort County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7 RIDGE RD, BEAUFORT, SC 29907-1782 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK |
| Jul 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Jul 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2016 · Amount on Record |
| Deed Sale | Jan 19, 2016 · Amount on Record |
| Prior Sale | Oct 17, 2002 · Amount on Record |
| Deed Document Number | 20162518 |
| Deed Book / Page | 3456 / 1592 |
| Last Transfer Date | Jul 13, 2021 |
| Transfer Doc | 0000052217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 7 RIDGE RD, BEAUFORT, SC 29907-1782 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000074590 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 3947/1208 |
| Instrument | 2020074590 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | BEAUFORT, SC 29907 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.9% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 9.99% |
| Index | 1-Year LIBOR |
| Max Rate | 9.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 20, 2021 |
| Property Address | 7 RIDGE RD, BEAUFORT, SC 29907-1782 |
| Document Number | 0000052217 |
| Book / Page | 4039 / 946 |
| Map Reference | MB 71 PG 81 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021052217 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7 RIDGE RD, BEAUFORT, SC 29907-1782 |
| Document Number | 0000052218 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021052218 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 13, 2020 |
| Property Address | 7 RIDGE RD, BEAUFORT, SC 29907-1782 |
| Document Number | 0000036885 |
| Book / Page | 003883 / 002320 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 36885 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 BERRY MOUNTAIN RD CRAMERTON NC 280321637, CRAMERTON, NC 28032-1637 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,059.00 | $37,810 (-16.87%) | |
| 2024 | $5,059.00 | $45,484 (-) Land $7,000 Building $38,484 | $1,137,100 (-) Land $175,000 Building $962,100 |
| 2023 | $5,059.00 (+7.78%) | $45,484 (+38.33%) Land $7,000 Building $38,484 | $1,137,100 (+38.33%) Land $175,000 Building $962,100 |
| 2022 | $4,694.00 Homeowner's exemption | $32,880 Land $6,880 Building $26,000 | $822,000 Land $172,000 Building $650,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 424 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 424 in force |
| Nearby Flood Claims | 60 (1979–2024) |
| Claims Outside the SFHA | 4 of 60 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Sparklight Fiber | 1,000 / 50 |
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