7 Ridge Pl, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 7 Ridge Pl, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,257 sqft · built 1968
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (May 2023)
Tax Bill	$11,346 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00712-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`11-00712-0000-00020`
Alternative APN	`110071200020`

Interior

Stories	1 Story
Building Area	2,257 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide

Location & Zoning

Street Address	7 RIDGE PL
City	RINGWOOD
State	NJ
Zip	07456-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SKYLINE ESTATES
Legal Block	712
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	3
Census Block	3003
Census Tract	216702

Owner

7 Ridge Pl is owned and occupied by an individual who bought it in May 2023.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage COLUMBIA BANK
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
May 26, 2023	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Nov 21, 2022	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Aug 30, 2012 · Amount on File
Deed Document Number	202317472
Deed Book / Page	4531 / 125
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000053835
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, CATIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517

Mortgage

Document Number	0000033125
Date	Oct 2, 2025
Book Page	M19587/277
Instrument	2025033125

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029647
Date	Jun 6, 2022
Book Page	M18026/74
Instrument	2022029647

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Nov 1, 2051

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 26, 2023
Property Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517
Document Number	0000017472
Book / Page	D4531 / 125
Instrument Date	May 23, 2023
Instrument	2023017472
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 MALCOLM RD, MAHWAH, NJ 07430-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517

Mortgage

Document Number	0000017473
Date	May 26, 2023
Instrument	2023017473

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Nov 21, 2022
Property Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517
Document Number	0000053835
Book / Page	D4437 / 33
Instrument Date	Oct 25, 2021
Instrument	2022053835
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517
Investor	Possibly a Property Investor

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 RIDGE PL, RINGWOOD, NJ 07456-2517
Document Number	0000018872
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGE PL RINGWOOD NJ 074562517, RINGWOOD, NJ 07456-2517

Mortgage

Document Number	0000018872
Date	May 2, 2019
Book Page	015501/000050
Instrument	18872

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7 Ridge Pl was $11,346, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,400 (-) Land $132,600 Building $133,800	$266,400 (-) Land $132,600 Building $133,800
2025	$11,346.00 (+2.31%)	$266,400 Land $132,600 Building $133,800	$266,400 Land $132,600 Building $133,800
2024	$11,090.00
2023		$266,400 Land $132,600 Building $133,800	$266,400 Land $132,600 Building $133,800
2022	$10,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Ridge Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Ridge Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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