Essex County and Beverly City property record for 7 Richards Rd, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,572 sqft · built 1982 |
| Lot Size | 0.434 acres (18,914 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Jul 2017) |
| Tax Bill | $7,582 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10466 |
| Primary APN | 10466 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 2,948 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,914 sqft (0.434 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 10466 |
|---|---|
| Street Address | 7 RICHARDS RD |
| City | BEVERLY |
| State | MA |
| Zip | 01915-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 81B |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 217101 |
Source: Essex County and Beverly City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 RICHARDS RD, BEVERLY, MA 01915-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 4, 2025 | Deed of Trust, Mortgage BEVERLY MUNICIPAL FEDERAL CREDIT UNION |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI MEMBERS MTG CO INC |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI MEMBERS MTG CO INC |
| Jul 14, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage BERKSHIRE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on Record |
| Deed Sale | Jul 14, 2017 · Amount on Record |
| Prior Sale | Jun 17, 2005 · Amount on Record |
| Transfer Doc | 0000584293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 7 RICHARDS RD, BEVERLY, MA 01915-1230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000659082 |
|---|---|
| Date | Jun 4, 2025 |
| Instrument | 659082 |
| Name | BEVERLY MUNICIPAL FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 7 RICHARDS RD, BEVERLY, MA 01915-1230 |
| Document Number | 0000615420 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 RICHARDS RD BEVERLY MA 019151230, BEVERLY, MA 01915-1230 |
| Document Number | 0000615420 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 615420 |
| Name | MEMBERS MTG CO INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 7 RICHARDS RD, BEVERLY, MA 01915-1230 |
| Document Number | 0000609885 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 RICHARDS RD BEVERLY MA 019151230, BEVERLY, MA 01915-1230 |
| Document Number | 0000609885 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 609885 |
| Name | MEMBERS MTG CO INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jul 14, 2017 |
| Property Address | 7 RICHARDS RD, BEVERLY, MA 01915-1230 |
| Document Number | 0000584293 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 584293 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,234.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 RICHARDS RD BEVERLY MA 019151230, BEVERLY, MA 01915-1230 |
| Document Number | 584294 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 584294 |
| Name | BERKSHIRE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2047 |
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,582.00 (+3.21%) | $689,900 (+5.47%) Land $427,700 Building $262,200 | $669,655 |
| 2024 | $7,346.00 (+6.53%) | $654,100 (+6.81%) Land $391,900 Building $262,200 | |
| 2023 | $6,896.00 | $612,400 Land $350,100 Building $262,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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