7 Red Cedar Trl, Petal, MS 39465 Property Records

Forrest County property record for 7 Red Cedar Trl, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,486 sqft · built 2020
Owner	Individual Name on Record
Tax Bill	$4,304 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-032D-04-079.00`

Property Details

APN / Parcel Number

Primary APN	`3-032D-04-079.00`
Alternative APNs	`042270` `42270`

Interior

Full Baths	3 Baths
Building Area	2,486 sqft Living Area
2nd Floor Area	300 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	42270
Street Address	7 RED CEDAR TRL
City	PETAL
State	MS
Zip	39465-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 OF TRAILWOOD WEST PHASE III
Legal Range	12W
Legal Township	04N
Legal Section	04
Legal Subdivision	TRAILWOOD WEST PHASE 3
Legal Phase	3
Legal Lot Number	43
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1006
Census Tract	10101

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 RED CEDAR TRAIL, PETAL, MS 39465-5507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage · FHA Mortgage PRIORITYONE BANK
Apr 29, 2020	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage CITIZENS NATIONAL BANK
Jun 19, 2025	Warranty Deed, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 29, 2020	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2025
Deed Sale	Jun 19, 2025
Prior Sale	Aug 23, 2022
Deed Document Number	0001475510
Deed Book / Page	1475 / 510
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	7 RED CEDAR TRL, PETAL, MS 39465-5507
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002190/674
Date	Aug 15, 2018
Book Page	2190/674
Instrument	779984

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 5, 2019

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	7 RED CEDAR TRL, PETAL, MS 39465-5507
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002281/321
Date	Apr 29, 2020
Book Page	2281/321
Instrument	804032

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	MERIDIAN, MS 39305

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	7 RED CEDAR TRL, PETAL, MS 39465-5507
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002360/511
Date	Jun 4, 2021
Book Page	2360/511
Instrument	822293

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Jun 19, 2025
Property Address	7 RED CEDAR TRL, PETAL, MS 39465-5507
Document Number	001475/510
Book / Page	1475 / 510
Map Reference	MB 3 PG 80
Instrument Date	Jun 11, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 83, STEENS, MS 39766-0083

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 RED LEDAR TRAIL, PETAL, MS 39465-5507

Mortgage

Document Number	0002584438
Date	Jun 19, 2025
Instrument	2584/438

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jul 15, 2030

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Aug 23, 2022
Property Address	7 RED CEDAR TRL, PETAL, MS 39465-5507
Document Number	001402/322
Book / Page	1402 / 322
Map Reference	PB B PG 80
Instrument Date	Aug 22, 2022
Instrument	841459
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MAIN STREET TITLE, MAIN STREET LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 HERROD ST, PETAL, MS 39465-2768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RED CEDAR TRL, PETAL, MS 39465-5507

Mortgage

Document Number	8414602444610
Date	Aug 23, 2022
Instrument	8414602444610

Lender

Name	CADENCE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Apr 29, 2020
Property Address	7 RED CEDAR TRL, PETAL, MS 39465-5507
Document Number	001336/350
Book / Page	1336 / 350
Map Reference	PL B PG 80
Instrument Date	Apr 24, 2020
Instrument	804031
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 307, HATTIESBURG, MS 39403-0307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 RED CEDAR TRL, PETAL, MS 39465-5507

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,304.00 (+22.31%) Homeowner's exemption	$26,073 (-88.54%)	$260,730 (+14.59%) Land $30,000 Building $230,730
2023	$3,519.00 Homeowner's exemption	$227,530 (+9%)	$227,530 (-) Land $30,000 Building $197,530
2022		$22,753	$227,530 Land $30,000 Building $197,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 88% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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