Nassau County property record for 7 Red Cedar Rd, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,117 sqft · built 2003 |
| Lot Size | 0.551 acres (24,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,362,500 (Sep 2006) |
| Tax Bill | $10,978 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-6N-29-030B-0020-0000 |
| Primary APN | 01-6N-29-030B-0020-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,117 sqft Heated Area |
| Gross Area | 5,838 sqft |
| 1st Floor Area | 3,117 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 24,015 sqft (0.551 acres) |
| Garage Area | 721 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 347 sqft |
| Porch | Open Porch |
| Porch Area | 2,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7 RED CEDAR RD |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 20 IN OR 1442/747 CEDAR POINT UNIT 2 PB 4/107 |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 20 |
| Legal Subdivision | CEDAR POINT |
| Legal Lot Number | 20 |
| Legal Unit | 2 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50201 |
7 Red Cedar Rd is owned and occupied by two individuals who bought it in September 2006.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 RED CEDAR RD, FERNANDINA BEACH, FL 32034-5035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2006 · Amount on File |
| Deed Sale | Sep 6, 2006 · Amount on File |
| Prior Sale | Nov 12, 2002 · Amount on File |
| Deed Document Number | 0001442747 |
| Deed Book / Page | 1442 / 747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 7 RED CEDAR RD, FERNANDINA BEACH, FL 32034-5035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7 RED CEDAR RD, FERNANDINA BEACH, FL 32034-5035 |
| Document Number | 0026220242 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 2622/242 |
| Instrument | 202345005805 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 7 RED CEDAR RD, FERNANDINA BEACH, FL 32034-5035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 RED CEDAR RD, FERNANDINA BEACH, FL 32034-5035 |
| Document Number | 0026030250 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 2603/250 |
| Instrument | 202245038299 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | FERNANDINA BEACH, FL 32034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7 Red Cedar Rd was $10,978 with a homeowner's exemption, up 1.5% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,978.00 (+1.47%) Homeowner's exemption | $729,087 (+2.9%) | $1,256,218 (+2.6%) Land $500,000 Building $756,218 |
| 2024 | $10,819.00 (+1.47%) Homeowner's exemption | $708,539 (+3%) | $1,224,383 (+6.96%) Land $500,000 Building $724,383 |
| 2023 | $10,662.00 (+8.29%) Homeowner's exemption | $687,902 (+3%) | $1,144,718 (+18.66%) Land $450,000 Building $694,718 |
| 2022 | $9,846.00 Homeowner's exemption | $667,866 | $964,738 Land $450,000 Building $514,738 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Red Cedar Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 320 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 490 units insured incl. 170 condo units |
| Nearby Flood Claims | 36 (1980–2024) |
| Claims Outside the SFHA | 7 of 36 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Red Cedar Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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