Luzerne County property record for 7 Ray St, Mountain Top, PA 18707
| Property Type | Duplex |
|---|---|
| Details | 2,768 sqft · built 1920 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $137,500 (Mar 2022) |
| Tax Bill | $2,780 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Line of Credit Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 34-G9SE1-019-018 |
| Primary APN | 34-G9SE1-019-018 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,768 sqft Total Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 139 ft deep x 44 ft wide |
| Old Parcel Number | 34-G9SE1-019-018 |
|---|---|
| Street Address | 7 ROSS ST |
| City | KINGSTON |
| State | PA |
| Zip | 18704-2706 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 9 ROSS ST |
| Legal Block | 19 |
| Legal Lot Number | 18 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | KINGSTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 212700 |
7 Ray St, a duplex, is owned by a company that bought it in March 2022.
Source: Luzerne County records, as of August 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 230 FERGUSON AVE, SHAVERTOWN, PA 18708-1117 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed, Transfer · Line of Credit LUZERNE BANK |
| Apr 8, 2019 | Deed, Transfer · Stand-Alone First Mortgage FNCB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on File |
| Deed Sale | Mar 28, 2022 · Amount on File |
| Prior Sale | Apr 8, 2019 · Amount on File |
| Deed Document Number | 202220977 |
| Deed Book / Page | 3022 / 87167 |
| Prior Transfer Date | Nov 7, 2016 |
| Prior Transfer Doc | 0000060247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Mar 28, 2022 |
| Property Address | 7 ROSS ST, KINGSTON, PA 18704-2706 |
| Document Number | 0000020977 |
| Book / Page | 3022 / 87167 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 202220977 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 FERGUSON AVE, SHAVERTOWN, PA 18708-1117 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020978 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 202220978 |
| Name | LUZERNE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Apr 8, 2019 |
| Property Address | 7 ROSS ST, KINGSTON, PA 18704-2706 |
| Document Number | 0000018731 |
| Book / Page | 3019 / 057063 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 201918731 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 167 PATRIOT CIR, MOUNTAIN TOP, PA 18707-2039 |
| Document Number | 0000018732 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 201918732 |
| Name | FNCB BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 4, 2029 |
The 2026 property tax bill for 7 Ray St was $2,780.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Kingston Borough |
| Unified School District | Wyoming Valley West School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,780.00 | $105,000 Land $17,300 Building $87,700 | |
| 2025 | $2,780.00 | ||
| 2024 | $105,000 Land $17,300 Building $87,700 | ||
| 2023 | $2,723.00 | ||
| 2009 | $105,000 Land $17,300 Building $87,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Ray St in Zone X, where a levee reduces flood risk, though there have been 27 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 27 (1978–2020) |
| Claims Outside the SFHA | 17 of 27 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Ray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW CEASETOWN private · serves 58,467 people · EPA ID PA2409002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 40 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Frontier, Greenlight Networks, T-Mobile, Verizon.
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