7 Ray Ave, York, ME 03909 Property Records

York County and York Town property record for 7 Ray Ave, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,319 sqft · built 2005
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$624,400 (Oct 2020)
Tax Bill	$6,614 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:020 B:058`

Property Details

APN / Parcel Number

Primary APN	`M:020 B:058`
Alternative APNs	`YORK M:0020 B:0058` `000754` `754`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,319 sqft Living Area
Gross Area	4,869 sqft
1st Floor Area	1,180 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,374 sqft (0.33 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	754
Street Address	7 RAY AVE
City	YORK
State	ME
Zip	03909-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	58
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3008
Census Tract	36004

Owner

Source: York County and York Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RAY AVE, YORK, ME 03909-6227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Oct 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 26, 2019	Quit Claim Deed, Transfer NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202049099
Deed Book / Page	18397 / 803
Prior Transfer Date	Sep 28, 2020
Prior Transfer Doc	0183970803
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Recording Date	Sep 2, 2026
Property Address	7 RAY AVE, YORK, ME 03909-6227
Document Number	0000033739
Book / Page	19986 / 221
Instrument Date	Aug 27, 2026
Instrument	202633739
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RAY AVE, YORK, ME 03909-6227
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033739,
Date	Sep 2, 2026
Book Page	19986/221
Instrument	202633739

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Oct 1, 2020
Property Address	7 RAY AVE, YORK, ME 03909-6227
Document Number	0183970803
Book / Page	18397 / 803
Instrument Date	Sep 28, 2020
Instrument	49099
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	283 CALEF RD, MANCHESTER, NH 03103-6455
Investor	Possibly a Property Investor

Mortgage

Document Number	2020049100
Date	Oct 1, 2020
Instrument	2020049100

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Feb 26, 2019
Property Address	7 RAY AVE, YORK, ME 03909-6227
Document Number	0179000250
Book / Page	017900 / 000250
Instrument Date	Feb 15, 2019
Instrument	6581
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 DURKEE RD ACTON MA 017202816, ACTON, MA 01720-2816

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,614.00 (+13.51%)	$801,700 (+15.57%) Land $367,100 Building $434,600
2024	$5,827.00 (+2.43%)	$693,700 (+3.03%) Land $326,300 Building $367,400
2023	$5,689.00 (+6.84%)	$673,300 (+8.11%) Land $305,900 Building $367,400	$911,715
2022	$5,325.00	$622,800 Land $280,900 Building $341,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	144 units insured incl. 95 condo units
Nearby Flood Claims	6 (2007–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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