7 Ramundo Dr, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 7 Ramundo Dr, Albany, NY 12205

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,470 sqft · built 1950
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jan 2023)
Tax Bill	$4,669 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 42.1-2-13`

Property Details

APN / Parcel Number

Primary APN	`012689 42.1-2-13`
Alternative APNs	`268904200100020130000000` `04200100020130000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Total Area
1st Floor Area	840 sqft
Upper Floors Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04200100020130000000
Street Address	7 RAMUNDO DR
City	ALBANY
State	NY
Zip	12205-1203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	04 - FARM
Legal Description	LIFE ESTATE N-429 E-395 S-86-61
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2002
Census Tract	13708

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	40 KAKELY ST, ALBANY, NY 12208-1832
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU
Oct 20, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Prior Sale	Sep 16, 2015 · Amount on Record
Deed Document Number	2023796
Prior Transfer Date	Aug 17, 2015
Prior Transfer Doc	0031490136
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7 RAMUNDO DR, ALBANY, NY 12205-1203
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 KAKELY ST, ALBANY, NY 12208-1832

Mortgage

Document Number	0000000097
Date	Jan 12, 2023
Instrument	R2023-797

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	6-Month LIBOR
Max Rate	9.25%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7 RAMUNDO DR, ALBANY, NY 12205-1203
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RAMUNDO DR, ALBANY, NY 12205-1203

Mortgage

Document Number	0000001825
Date	Oct 20, 2021
Instrument	R2021-31825

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Sep 1, 2045

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7 RAMUNDO DR, ALBANY, NY 12205-1242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019201
Date	Aug 15, 2017
Instrument	R2017-19201

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 9, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,669.00 (-7.96%)
2025	$5,073.00	$100,100 (-) Land $25,000 Building $75,100	$229,100 (+16.71%) Land $57,218 Building $171,882
2023		$100,100 Land $25,000 Building $75,100	$196,300 Land $49,026 Building $147,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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