7 Rackliffe St, Apt C3, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 7 Rackliffe St, Apt C3, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,835 sqft · built 1986
Lot Size	2.56 acres (111,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,825,000 (May 2026)
Tax Bill	$13,509 (2026)
Deeds & Mortgages	May 2026 Sale Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0129 B:0018 L:0003(C)`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0129 B:0018 L:0003(C)`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	17 Units
Stories	3 Stories
Building Area	1,835 sqft Living Area
Gross Area	2,695 sqft
1st Floor Area	825 sqft
Basement Area	296 sqft
Unfinished Basement	296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,772 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 RACKLIFFE ST, C3
City	GLOUCESTER
State	MA
Zip	01930-4181
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-10
Legal Block	18
Legal Lot Number	3C
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2003
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rocky Neck Historic District (Additional Documentation) listed 2017 · 217 contributing resources · NRIS 100001502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RACKLIFFE ST, C3, GLOUCESTER, MA 01930-4181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Quit Claim Deed, Transfer
Sep 8, 2022	Condominium Deed, Transfer
Feb 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Dec 15, 1997 · Amount on Record
Deed Document Number	20261180
Deed Book / Page	43413 / 57
Prior Transfer Date	Sep 6, 2022
Prior Transfer Doc	041177-456
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 29, 2026
Document Number	0043413-57
Book / Page	43413 / 57
Instrument Date	May 11, 2026
Instrument	20261180
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

September 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 8, 2022
Property Address	7 RACKLIFFE ST APT C3, C3, GLOUCESTER, MA 01930-4181
Document Number	041177-456
Book / Page	41177 / 456
Instrument Date	Sep 6, 2022
Instrument	259
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RACKLIFFE ST, GLOUCESTER, MA 01930-4159

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	7 RACKLIFFE ST APT C3, C3, GLOUCESTER, MA 01930-4181
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38299-2
Date	Feb 28, 2020
Book Page	38299/2
Instrument	20200228005770

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,509.00 (+2.74%)	$1,451,000 (+7.26%) Building $1,451,000	$1,691,317 (+17.3%)
2025	$13,149.00 (+6.65%)	$1,352,800 (+6.76%) Building $1,352,800
2024	$12,329.00 (+4.32%)	$1,267,100 (+13.53%) Building $1,267,100	$1,441,815
2023	$11,819.00	$1,116,100 Building $1,116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	123 units insured incl. 48 condo units
Nearby Flood Claims	94 (1978–2024)
Claims Outside the SFHA	15 of 94
Most Recent Claim	Feb 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 25 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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