St. Charles County property record for 7 Providence Park Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,861 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,795 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T020800055 |
| Primary APN | T020800055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,861 sqft Living Area |
| Gross Area | 3,844 sqft |
| 1st Floor Area | 1,628 sqft |
| Basement Area | 1,616 sqft |
| Finished Basement | 1,233 sqft |
| Unfinished Basement | 383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T020800055 |
|---|---|
| Street Address | 7 PROVIDENCE PARK CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE PK LOT 32 |
| Legal Subdivision | PROVIDENCE PK |
| Legal Lot Number | 32 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 311147 |
7 Providence Park Ct is owned and occupied by an individual who acquired it in March 2017.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 PROVIDENCE PARK CT, SAINT CHARLES, MO 63303-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2017 |
| Deed Sale | Mar 30, 2017 |
| Prior Sale | Oct 30, 2012 · Amount on File |
| Deed Document Number | 2017189180 |
| Deed Book / Page | 6719 / 2238 |
| Prior Transfer Date | Mar 27, 2017 |
| Prior Transfer Doc | 0000189180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 PROVIDENCE PARK CT, SAINT CHARLES, MO 63303-1644 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7 PROVIDENCE PARK CT, SAINT CHARLES, MO 63303-1644 |
| Document Number | 0000008885 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024R-008885 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,109 (-) | $353,204 (-) Land $70,000 Building $283,204 | |
| 2025 | $67,109 | $353,204 Land $70,000 Building $283,204 | |
| 2024 | $3,795.00 | ||
| 2023 | $61,342 (+19.42%) | ||
| 2022 | $3,428.00 | $51,368 | $322,852 (+19.42%) Land $55,000 Building $267,852 |
| 2021 | $270,359 Land $45,000 Building $225,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Providence Park Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Providence Park Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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