7 Providence Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 7 Providence Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,166 sqft · built 1984
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (May 2022)
Tax Bill	$13,734 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-10-00016`

Property Details

APN / Parcel Number

Primary APN	`21-00084-10-00016`
Alternative APNs	`2100084001000016` `21001610`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
1st Floor Area	1,382 sqft
Upper Floors Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	100 ft deep x 91 ft wide
Garage Area	390 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	21001610
Street Address	7 PROVIDENCE LN
City	HOWELL
State	NJ
Zip	07731-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	84.10
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1009
Census Tract	811303

Owner

7 Providence Ln is owned and occupied by two individuals who bought it in May 2022.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 PROVIDENCE LN, HOWELL, NJ 07731-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Apr 6, 2020 · Amount on File
Deed Document Number	202257556
Deed Book / Page	9597 / 7943
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 27, 2022
Property Address	7 PROVIDENCE LN, HOWELL, NJ 07731-1551
Document Number	0095977943
Book / Page	9597 / 7943
Instrument Date	Apr 22, 2022
Instrument	2022057556
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CONCORD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,351.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 PROVIDENCE LN, 7, HOWELL, NJ 07731-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PROVIDENCE LN, HOWELL, NJ 07731-1551

Mortgage

Document Number	2022057557
Date	May 27, 2022
Instrument	2022057557

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7 Providence Ln was $13,734, up 5.8% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821,800 (+2.98%) Land $405,100 Building $416,700	$821,800 (+2.98%) Land $405,100 Building $416,700
2025	$13,734.00 (+5.76%)	$798,000 Land $385,100 Building $412,900	$798,000 Land $385,100 Building $412,900
2024	$12,986.00
2023		$709,800 Land $275,100 Building $434,700	$709,800 Land $275,100 Building $434,700
2022	$8,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Providence Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Providence Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20