7 Prospect St, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 7 Prospect St, Saugerties, NY 12477

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,030 sqft · built 1923
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Aug 2021)
Tax Bill	$6,107 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514801 18.54-8-5`

Property Details

APN / Parcel Number

Primary APN	`514801 18.54-8-5`
Alternative APN	`193912.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,030 sqft Total Area
1st Floor Area	1,064 sqft
Upper Floors Area	966 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	193912.000
Street Address	7 PROSPECT ST
City	SAUGERTIES
State	NY
Zip	12477-1027
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	05 - COMME
Legal Block	8
Legal Lot Number	5.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	2
Census Block	2017
Census Tract	950200

Owner

7 Prospect St, a duplex, is owned by two individuals who bought it in August 2021.

Source: Ulster County and Saugerties Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PROSPECT ST, SAUGERTIES, NY 12477-1028
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Mar 30, 2010 · Amount on File
Deed Document Number	202115250
Deed Book / Page	6884 / 320
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Aug 4, 2021
Property Address	7 PROSPECT ST, SAUGERTIES, NY 12477-1027
Document Number	0000015250
Book / Page	6884 / 320
Instrument Date	Jul 29, 2021
Instrument	2021-15250
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PROSPECT ST, SAUGERTIES, NY 12477-1028

Mortgage

Document Number	0000015251
Date	Aug 4, 2021
Instrument	2021-15251

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7 Prospect St was $6,107.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Municipality	Saugerties Village
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,107.00	$345,500 Land $72,000 Building $273,500	$345,500 Land $72,000 Building $273,500
2023		$293,500 (+20.04%) Land $69,500 Building $224,000	$293,500 (+20.04%) Land $69,500 Building $224,000
2022		$244,500 Land $69,500 Building $175,000	$244,500 Land $69,500 Building $175,000
2021	$1,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGERTIES (VILLAGE) WATER DIS serves 4,200 people · EPA ID NY5503386
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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