Chenango County and Bainbridge Town property record for 7 Prospect St, Bainbridge, NY 13733
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 720 sqft · built 1971 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Aug 1999) |
| Tax Bill | $3,451 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082201 265.1-5-3 |
| Primary APN | 082201 265.1-5-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 195 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 200 sqft |
| Porch | Slab |
| Porch Area | 636 sqft |
| Canopy | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0210707 |
|---|---|
| Street Address | 7 PROSPECT ST |
| City | BAINBRIDGE |
| State | NY |
| Zip | 13733-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 5 |
| Legal Lot Number | 3.000 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 970901 |
Source: Chenango County and Bainbridge Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 PROSPECT ST, BAINBRIDGE, NY 13733-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 1999 · Amount on Record |
| Deed Sale | Aug 10, 1999 · Amount on Record |
| Deed Book / Page | 819 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 7 PROSPECT ST, BAINBRIDGE, NY 13733-1011 |
| Document Number | 0000002067 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 PROSPECT ST BAINBRIDGE NY 137331011, BAINBRIDGE, NY 13733-1011 |
| Document Number | 0000002067 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2067 |
| Name | SIDNEY FCU |
|---|---|
| Type | Credit Union |
| Address | SIDNEY, NY 13838 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Bainbridge Town |
| Municipality | Bainbridge Village |
| Unified School District | Bainbridge-Guilford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,451.00 (+23.82%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $2,787.00 | $71,800 (-) Land $17,700 Building $54,100 | $105,588 (+17.65%) Land $26,029 Building $79,559 |
| 2023 | $71,800 Land $17,700 Building $54,100 | $89,750 Land $22,125 Building $67,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE VILLAGE serves 1,550 people · EPA ID NY0801739 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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