Union County and Springfield Township property record for 7 Prospect Pl, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 1,840 sqft · built 1934 |
| Lot Size | 0.135 acres (5,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Nov 2021) |
| Tax Bill | $13,931 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00201-0000-00004 |
| Primary APN | 17-00201-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,840 sqft Living Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 5,898 sqft (0.135 acres) |
| Lot Dimensions | 100 ft deep x 59 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700016000000004 |
|---|---|
| Street Address | 7 PROSPECT PL |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 201 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 37500 |
Source: Union County and Springfield Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 PROSPECT PL, SPRINGFIELD, NJ 07081-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| May 11, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | May 11, 2017 · Amount on Record |
| Deed Document Number | 202111216 |
| Deed Book / Page | 6437 / 2427 |
| Prior Transfer Date | Sep 13, 1995 |
| Prior Transfer Doc | 0000020324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 4, 2021 |
| Property Address | 7 PROSPECT PL, SPRINGFIELD, NJ 07081-1112 |
| Document Number | 0064372427 |
| Book / Page | 6437 / 2427 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 11216 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | LAND QUEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,238.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 MOHAWK TRL, 16, WESTFIELD, NJ 07090-2708 |
| Name | Verified Name |
|---|---|
| Address | 7 PROSPECT PL, SPRINGFIELD, NJ 07081-1112 |
| Document Number | 24280 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 24280 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 7 PROSPECT PL, SPRINGFIELD, NJ 07081-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0147622721 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 14762/2721 |
| Instrument | 698363 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 11, 2017 |
| Property Address | 7 PROSPECT PL, SPRINGFIELD, NJ 07081-1112 |
| Document Number | 0061870166 |
| Book / Page | 006187 / 000166 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 286258 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 PROSPECT PL SPRINGFIELD NJ 070811112, SPRINGFIELD, NJ 07081-1112 |
| Document Number | 142680975 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 014268/000975 |
| Instrument | 640181 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2047 |
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,800 (-) Land $185,300 Building $392,500 | $577,800 (-) Land $185,300 Building $392,500 | |
| 2025 | $13,931.00 (+1.52%) | $577,800 (-) Land $185,300 Building $392,500 | $577,800 (-) Land $185,300 Building $392,500 |
| 2024 | $13,722.00 (+9.5%) | ||
| 2023 | $577,800 Land $185,300 Building $392,500 | $577,800 Land $185,300 Building $392,500 | |
| 2022 | $12,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 31 (1984–2021) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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