Monmouth County and Freehold Borough property record for 7 Prospect Pl, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,211 sqft · built 1940 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $276,000 (Nov 2009) |
| Tax Bill | $10,264 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00102-0000-00018 |
| Primary APN | 16-00102-0000-00018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,211 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Basement Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 322 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 7 PROSPECT PL |
|---|---|
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 102 |
| Legal Lot Number | 18 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 810900 |
7 Prospect Pl is owned and occupied by two individuals who bought it in November 2009.
Source: Monmouth County and Freehold Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PROSPECT PL, FREEHOLD, NJ 07728-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2009 · Amount on File |
| Deed Sale | Nov 25, 2009 · Amount on File |
| Prior Sale | Mar 20, 2003 · Amount on File |
| Deed Document Number | 2009132235 |
| Deed Book / Page | 8808 / 1788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 PROSPECT PL, FREEHOLD, NJ 07728-2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0095905093 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 9590/5093 |
| Instrument | 2022042296 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 7 Prospect Pl was $10,264, up 12.2% from the year before.
Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Freehold Borough |
| Elementary School District | Freehold Borough School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $636,100 (+24.26%) Land $383,800 Building $252,300 | $636,100 (+24.26%) Land $383,800 Building $252,300 | |
| 2025 | $10,264.00 (+12.16%) | $511,900 Land $345,600 Building $166,300 | $511,900 Land $345,600 Building $166,300 |
| 2024 | $9,151.00 | ||
| 2023 | $439,900 Land $280,400 Building $159,500 | $439,900 Land $280,400 Building $159,500 | |
| 2022 | $7,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Prospect Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Prospect Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Optimum.
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