7 Prospect Dr, Yonkers, NY 10705 Property Records

Westchester County and Yonkers City property record for 7 Prospect Dr, Yonkers, NY 10705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,334 sqft · built 1903
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Feb 2017)
Tax Bill	$6,847 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`551800 1.-112-26`

Property Details

APN / Parcel Number

Primary APN	`551800 1.-112-26`
Alternative APNs	`180000100001120260000000` `101511450`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Basement
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	101511450
Street Address	7 PROSPECT DR
City	YONKERS
State	NY
Zip	10705-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	MAP PROPERTY THE LOWERRE COMPANY
Legal Block	112
Legal Lot Number	26.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	3
Census Block	3005
Census Tract	1301

Owner

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 PROSPECT DR, YONKERS, NY 10705-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Feb 14, 2017	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Prior Sale	Feb 16, 2001 · Amount on Record
Deed Document Number	2017570193304
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	7 PROSPECT DR, YONKERS, NY 10705-2445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573123697
Date	Nov 9, 2017
Instrument	573123697

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 14, 2017
Property Address	7 PROSPECT DR, YONKERS, NY 10705-2445
Document Number	0570193304
Instrument Date	Feb 2, 2017
Instrument	570193304
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Tax	$1,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 PROSPECT DR, 7, YONKERS, NY 10705-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 48TH ST, BROOKLYN, NY 11220-1303

Tax Assessment & Valuation

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,847.00	$6,000 (-) Land $1,200 Building $4,800	$348,837 (+3.49%) Land $69,767 Building $279,070
2024		$6,000 (-) Land $1,200 Building $4,800	$337,079 (+0.56%) Land $67,416 Building $269,663
2023		$6,000 Land $1,200 Building $4,800	$335,195 Land $67,039 Building $268,156
2020	$5,988.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile USA.

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