Bergen County and Montvale Borough property record for 7 Prospect Ave, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 1,793 sqft · built 1960 |
| Lot Size | 0.253 acres (10,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Oct 2015) |
| Tax Bill | $10,940 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-02507-0000-00008 |
| Primary APN | 36-02507-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,793 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 10,999 sqft (0.253 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 060700 |
|---|---|
| Street Address | 7 PROSPECT AVE |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 110X100 |
| Legal Subdivision | MONTVALE ESTATES SEC 3 |
| Legal Block | 2507 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 35100 |
Source: Bergen County and Montvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 PROSPECT AVE, MONTVALE, NJ 07645-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2015 · Amount on Record |
| Deed Sale | Oct 13, 2015 · Amount on Record |
| Prior Sale | Mar 9, 1988 |
| Deed Document Number | 201576486 |
| Deed Book / Page | 2073 / 1932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 PROSPECT AVE, MONTVALE, NJ 07645-2620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039110700 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 3911/700 |
| Instrument | 21-005483 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 PROSPECT AVE, MONTVALE, NJ 07645-2620 |
| Document Number | 0035290817 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 7 PROSPECT AVE MONTVALE NJ 076452620, MONTVALE, NJ 07645-2620 |
| Document Number | 0035290817 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 003529/000817 |
| Instrument | 20025752 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 3, 2035 |
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,700 (-) Land $244,400 Building $184,300 | $428,700 (-) Land $244,400 Building $184,300 | |
| 2025 | $10,940.00 (+1.47%) | $428,700 (-) Land $244,400 Building $184,300 | $428,700 (-) Land $244,400 Building $184,300 |
| 2024 | $10,781.00 (+1.77%) | ||
| 2023 | $428,700 Land $244,400 Building $184,300 | $428,700 Land $244,400 Building $184,300 | |
| 2022 | $10,593.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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