7 Pontiac Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 7 Pontiac Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,744 sqft · built 1973
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jul 2026)
Tax Bill	$20,135 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-04303-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`14-04303-0000-00006`
Alternative APNs	`1400662A00002` `140430300006`

Interior

Building Area	2,744 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Lot Area	15,725 sqft (0.361 acres)

Location & Zoning

Old Parcel Number	1400662A00002
Street Address	7 PONTIAC DR
City	WAYNE
State	NJ
Zip	07470-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	CAMEO HOMES INC
Legal Block	4303
Legal Lot Number	6
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	6
Census Block	6002
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 PONTIAC DR, WAYNE, NJ 07470-5014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION
May 5, 2025	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	May 17, 2007 · Amount on Record
Deed Document Number	202626495
Deed Book / Page	5138 / 136
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 31, 2026
Property Address	7 PONTIAC DR, WAYNE, NJ 07470-5014
Document Number	0000026495
Book / Page	5138 / 136
Instrument Date	Jul 27, 2026
Instrument	202626495
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	LEGEND TITLE CORPORATION, LEGEND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PONTIAC DR, WAYNE, NJ 07470-5014

Mortgage

Document Number	0000026496,
Date	Jul 31, 2026
Instrument	202626496

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 PONTIAC DR, WAYNE, NJ 07470-5014
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014948
Date	May 5, 2025
Book Page	M19369/147
Instrument	2025014948

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,700 (-) Land $170,300 Building $165,400	$335,700 (-) Land $170,300 Building $165,400
2025	$20,135.00 (+0.87%)	$335,700 (-) Land $170,300 Building $165,400	$335,700 (-) Land $170,300 Building $165,400
2024	$19,961.00 (+5.17%)
2023		$335,700 Land $170,300 Building $165,400	$335,700 Land $170,300 Building $165,400
2022	$18,980.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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