7 Plum Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 7 Plum Ave, Troy, NY 12180 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,110 sqft · built 1890
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jun 2017)
Tax Bill	$7,427 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2019 Line of Credit + 1 more
APN	`381700 112.67-2-27`

Property Details

APN / Parcel Number

Primary APN	`381700 112.67-2-27`
Alternative APN	`0505620`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,110 sqft Total Area
1st Floor Area	1,055 sqft
2nd Floor Area	1,055 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	164 ft deep x 38.6 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0505620
Street Address	7 PLUM AVE
City	TROY
State	NY
Zip	12180-5815
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 STY FR HSE & 1C FR GAR 495-2/PT OF RANKIN LAND
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2004
Census Tract	41200

Owner

Source: Rensselaer County and Troy City records · APN 381700 112.67-2-27

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 ACORN DR, SCHENECTADY, NY 12302-4700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2025	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
May 21, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Jun 09, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2017 · Amount on Record
Deed Sale	Jun 09, 2017 · Amount on Record
Prior Sale	Jul 16, 2009 · Amount on Record
Deed Book / Page	8196 / 259
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	7 PLUM AVE, TROY, NY 12180-5815
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111080231
Date	Nov 03, 2025
Book Page	11108/231
Instrument	2025-663333

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	7 PLUM AVE, TROY, NY 12180-5815
Document Number	0000551922
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PLUM AVE TROY NY 121805815, TROY, NY 12180-5815

Mortgage

Document Number	0000551922
Date	Jun 03, 2019
Book Page	008844/000032
Instrument	551922

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 02, 2039

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 09, 2017
Property Address	7 PLUM AVE, TROY, NY 12180-5815
Document Number	0081960259
Book / Page	008196 / 000259
Instrument Date	Jun 09, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PLUM AVE TROY NY 121805815, TROY, NY 12180-5815

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,427.00 (-2.11%)	$159,000 (-) Land $15,000 Building $144,000	$272,300 (+19.9%) Land $25,689 Building $246,611
2023		$159,000 (-) Land $15,000 Building $144,000	$227,100 (+8.55%) Land $21,425 Building $205,675
2022	$7,587.00	$159,000 Land $15,000 Building $144,000	$209,211 Land $19,737 Building $189,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 525 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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