7 Plafsky Dr, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 7 Plafsky Dr, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,892 sqft · built 1979
Lot Size	0.223 acres (9,701 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2019)
Tax Bill	$11,069 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00020-04-00008`

Property Details

APN / Parcel Number

Primary APN	`05-00020-04-00008`
Alternative APNs	`05 00020-BB-00008` `050002000BB00008` `00001192`

Interior

Stories	2 Stories
Building Area	1,892 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	9,701 sqft (0.223 acres)
Lot Dimensions	100 ft deep x 97 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7 PLAFSKY DR
City	EDISON
State	NJ
Zip	08817-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	97X100
Legal Subdivision	EDISON WEST SEC I
Legal Block	20.4
Legal Lot Number	8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1016
Census Tract	1504

Owner

7 Plafsky Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 PLAFSKY DR, EDISON, NJ 08817-2237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2019	Deed, Transfer · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	May 14, 2014 · Amount on File
Deed Document Number	201992214
Deed Book / Page	17674 / 441
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	7 PLAFSKY DR, EDISON, NJ 08817-2237
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	NEW HORIZON ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127686
Date	Dec 11, 2020
Book Page	18175/1454
Instrument	2020127686

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 1, 2019
Property Address	7 PLAFSKY DR, EDISON, NJ 08817-2237
Document Number	0000092214
Book / Page	17674 / 0441
Map Reference	MAP 3961
Instrument Date	Oct 14, 2019
Instrument	2019092214
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 PLAFSKY DR, 7, EDISON, NJ 08817-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PLAFSKY DR, EDISON, NJ 08817-2237

Mortgage

Document Number	0000092215
Date	Nov 1, 2019
Instrument	2019092215

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	10-Year TN
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 7 Plafsky Dr was $11,069.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,000 (-) Land $89,000 Building $97,000	$186,000 (-) Land $89,000 Building $97,000
2025	$11,069.00 (-0.03%)	$186,000 Land $89,000 Building $97,000	$186,000 Land $89,000 Building $97,000
2024	$11,072.00
2023		$186,000 Land $89,000 Building $97,000	$186,000 Land $89,000 Building $97,000
2022	$11,016.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Plafsky Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Plafsky Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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