Okaloosa County property record for 7 Pine Ridge Trce, Destin, FL 32541
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,124 sqft · built 1984 |
| Lot Size | 0.097 acres (4,234 sqft) |
| Owner | Owner Name on File |
| Last Sale | $85,000 (Sep 2011) |
| Tax Bill | $2,419 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-0759-1 |
| Primary APN | C56-000-590-0759-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,124 sqft Heated Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 1,124 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Wood Truss |
| Roof Material | Wood |
| Lot Area | 4,234 sqft (0.097 acres) |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7 PINE RIDGE TRCE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2056 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | PINE RIDGE TRACE UNIT 7 TOGETHER W/ ADJ AREA VACATED EPA AS PER ORD 24-16-CN #3747485 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | PINE RIDGE TRACE |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
The current owner of 7 Pine Ridge Trce bought it in September 2011.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 343 SKYLER RUN, DESTIN, FL 32541-2126 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2011 · Amount on File |
| Deed Sale | Sep 1, 2011 · Amount on File |
| Prior Sale | Feb 24, 2006 · Amount on File |
| Deed Document Number | 2726710 |
| Deed Book / Page | 2999 / 4553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 7 PINE RIDGE TRCE, DESTIN, FL 32541-2056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033182546 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 3318/2546 |
| Instrument | 3161442 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 2, 2032 |
The 2025 property tax bill for 7 Pine Ridge Trce was $2,419.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,419.00 | $204,286 Land $70,000 Building $134,286 | $204,286 Land $70,000 Building $134,286 |
| 2023 | $2,336.00 (+15.7%) | $211,729 (+24.4%) Land $70,000 Building $141,729 | $211,729 (+24.4%) Land $70,000 Building $141,729 |
| 2022 | $2,019.00 | $170,202 Land $55,000 Building $115,202 | $170,202 Land $55,000 Building $115,202 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Pine Ridge Trce in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Pine Ridge Trce is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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