7 Pine Island Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 7 Pine Island Rd, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,385 sqft · built 1903
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Tax Bill$33,744 (2025)
Deeds & MortgagesJun 2022 Transfer
Aug 2019 Mortgage
Flood ZoneZone AE (high risk)
APN551400 153-15-1-25

Property Details

APN / Parcel Number

Primary APN551400 153-15-1-25
Alternative APN
  • 140015301500010250000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area5,385 sqft Living Area
1st Floor Area2,300 sqft
2nd Floor Area3,085 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleColonial
Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address7 PINE ISLAND RD
CityRYE
StateNY
Zip10580-3110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionSUBDIVISION MAP OF PINE ISLAND NORTH
Legal Block1
Legal Lot Number25.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2004
Census Tract7600

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7 PINE ISLAND RD, RYE, NY 10580-3110
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Intrafamily Transfer, Transfer
COURT STREET ABSTRACT INC
Aug 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 21, 2021
Transfer Doc0621093557
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateJun 28, 2022
Property Address7 PINE ISLAND RD, RYE, NY 10580-3110
Document Number0621093557
Instrument DateDec 21, 2021
Instrument621093557
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCOURT STREET ABSTRACT INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7 PINE ISLAND RD, 7, RYE, NY 10580-3110

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 GRACIE LN, DARIEN, CT 06820-2306

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address7 PINE ISLAND RD, RYE, NY 10580-3110
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0592313338
DateAug 19, 2019
Instrument592313338
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateAug 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.62%
Index1-Year LIBOR
Max Rate7.62%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,744.00$98,000 (-) Land $38,500 Building $59,500$8,305,085 (+6.78%) Land $3,262,712 Building $5,042,373
2024$98,000 (-) Land $38,500 Building $59,500$7,777,778 (+2.38%) Land $3,055,556 Building $4,722,222
2023$98,000 Land $38,500 Building $59,500$7,596,899 Land $2,984,496 Building $4,612,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 134 policies
Nearby Flood Policies134 in force
Nearby Flood Claims356 (1978–2024)
Claims Outside the SFHA94 of 356
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 59 claims
  • Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 41 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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