Flagler County property record for 7 Pine Grove Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,447 sqft · built 1998 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,700 (Nov 2016) |
| Tax Bill | $1,261 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00010-0030 |
| Primary APN | 07-11-31-7026-00010-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,447 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 1,447 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 PINE GROVE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SEC 26 BL 1 LT 3 OR 200 PG 318 OR 592 PG 941 OR 604/346 OR 1872/1076 OR 2169/174 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 60213 |
Source: Flagler County records · APN 07-11-31-7026-00010-0030
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PINE GROVE DR, PALM COAST, FL 32164-7098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Jul 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| May 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2016 · Amount on Record |
| Deed Sale | Nov 15, 2016 · Amount on Record |
| Prior Sale | May 31, 2012 · Amount on Record |
| Deed Document Number | 201637002 |
| Deed Book / Page | 2169 / 174 |
| Prior Transfer Date | Nov 07, 2016 |
| Prior Transfer Doc | 0021690174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 7 PINE GROVE DR, PALM COAST, FL 32164-7098 |
| Document Number | 0000025253 |
| Book / Page | 3064 / 1925 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202625253 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7 PINE GROVE DR, PALM COAST, FL 32164-7098 |
| Document Number | 0000025253, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 3064/1925 |
| Instrument | 202625253 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 PINE GROVE DR, PALM COAST, FL 32164-7098 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 PINE GROVE DR, PALM COAST, FL 32164-7098 |
| Document Number | 0026351368 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 2635/1368 |
| Instrument | 2021066988 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 PINE GROVE DR, PALM COAST, FL 32164-7098 |
| Document Number | 0024590268 |
| Instrument Date | Jul 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 PINE GROVE DR PALM COAST FL 321647098, PALM COAST, FL 32164-7098 |
| Document Number | 0024590268 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 002459/000268 |
| Instrument | 27080 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 PINE GROVE DR, PALM COAST, FL 32164-7098 |
| Document Number | 0023591799 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 PINE GROVE DR PALM COAST FL 321647098, PALM COAST, FL 32164-7098 |
| Document Number | 0023591799 |
|---|---|
| Date | Jun 05, 2019 |
| Book Page | 002359/001799 |
| Instrument | 20191 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2049 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,261.00 (+2.77%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $152,868 (+5.99%) | $219,909 (+0.73%) Land $53,000 Building $166,909 |
| 2024 | $1,227.00 (+5.96%) | ||
| 2023 | $1,158.00 (-3.02%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $144,233 (+3%) | $218,311 (+1.52%) Land $42,000 Building $176,311 |
| 2022 | $1,194.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed | $140,032 | $215,040 Land $44,000 Building $171,040 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), as of March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 374 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2180863, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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