Bergen County and Oakland Borough property record for 7 Pine Crest Dr, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 1,437 sqft · built 1961 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (May 2006) |
| Tax Bill | $12,535 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-04401-0000-00035 |
| Primary APN | 42-04401-0000-00035 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,437 sqft Living Area |
| 1st Floor Area | 1,437 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 260 ft deep x 120 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4203402000000017 |
|---|---|
| Street Address | 7 PINE CREST DR |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.308 AC |
| Legal Block | 4401 |
| Legal Lot Number | 35 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 39200 |
7 Pine Crest Dr is owned and occupied by two individuals who bought it in May 2006.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PINE CREST DR, OAKLAND, NJ 07436-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SAVINGS BANK SLA |
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2006 · Amount on File |
| Deed Sale | May 25, 2006 · Amount on File |
| Deed Book / Page | 9086 / 405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 PINE CREST DR, OAKLAND, NJ 07436-3401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044181992 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 4418/1992 |
| Instrument | 2021158212 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 12, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 PINE CREST DR, OAKLAND, NJ 07436-3401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044190126 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 4419/126 |
| Instrument | 2021158225 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7 Pine Crest Dr was $12,535, up 3.2% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,200 (+7.23%) Land $327,400 Building $287,800 | $615,200 (+7.23%) Land $327,400 Building $287,800 | |
| 2025 | $12,535.00 (+3.2%) | $573,700 Land $310,800 Building $262,900 | $573,700 Land $310,800 Building $262,900 |
| 2024 | $12,146.00 | ||
| 2023 | $504,700 Land $268,100 Building $236,600 | $504,700 Land $268,100 Building $236,600 | |
| 2022 | $11,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Pine Crest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Pine Crest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures