7 Phyllis Ln, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 7 Phyllis Ln, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,105 sqft · built 1966
Lot Size	0.844 acres (36,760 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Aug 2013)
Tax Bill	$6,830 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:128 L:8`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:128 L:8`
Alternative APN	`M:329128 B:00008 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,105 sqft Living Area
Gross Area	4,279 sqft
Basement Area	1,374 sqft
Unfinished Basement	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,760 sqft (0.844 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 PHYLLIS LN
City	WESTFIELD
State	MA
Zip	01085-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	8
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3027
Census Tract	812600

Owner

7 Phyllis Ln is owned and occupied by an individual who bought it in August 2013.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 PHYLLIS LN, WESTFIELD, MA 01085-4925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTFIELD BANK FSB
Aug 8, 2018	Deed of Trust, Mortgage EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2013 · Amount on File
Deed Sale	Aug 15, 2013 · Amount on File
Prior Sale	Sep 30, 2004 · Amount on File
Deed Document Number	20135
Deed Book / Page	19974 / 103
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	7 PHYLLIS LN, WESTFIELD, MA 01085-4925
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026270-506
Date	Mar 30, 2026
Book Page	26270/506
Instrument	13416

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	7 PHYLLIS LN, WESTFIELD, MA 01085-4925
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22304-136
Date	Aug 8, 2018
Book Page	22304/136
Instrument	46719

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 7 Phyllis Ln was $6,830, up 9.6% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,830.00 (+9.61%)	$457,500 (+11.45%) Land $148,100 Building $309,400	$446,702 (-5.73%)
2025	$6,231.00	$410,500 Land $147,800 Building $262,700	$473,860 (+2.3%)
2024			$463,220
2023	$6,004.00	$353,600 Land $128,300 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Phyllis Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1982–2020)
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Tropical Storm Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Phyllis Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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