7 Phyllis Dr, Centralia, IL 62801 Property Records

Marion County property record for 7 Phyllis Dr, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details1,844 sqft · built 1963
Lot Size1.06 acres (46,592 sqft)
Owner2 Individual Names on Record
Last Sale$196,000 (Jul 2025)
Tax Bill$3,309 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Aug 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN1400077080

Property Details

APN / Parcel Number

Primary APN1400077080

Interior

Building Area1,844 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area46,592 sqft (1.06 acres)

Location & Zoning

Street Address7 PHYLLIS DR
CityCENTRALIA
StateIL
Zip62801-3759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE SIDE SUB DIV N PT LOT 7
Legal SubdivisionLAKE SIDE SUB DIV
Legal Lot Number7
JurisdictionMARION IL
Township / Civil DivisionCENTRALIA
Census Block Group1
Census Block1073
Census Tract952700

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address426 S SYCAMORE ST, CENTRALIA, IL 62801-3934
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Line of Credit
GENFED FINANCIAL FCU
Aug 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
GENFED FCU
Sep 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
GENFED FCU
Sep 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
GENFED FCU
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
GENFED FCU
Sep 29, 2021Quit Claim Deed, Transfer · Conventional Mortgage
GENFED FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2025 · Amount on Record
Deed SaleJul 3, 2025 · Amount on Record
Prior SaleSep 4, 2015 · Amount on Record
Deed Document Number20252512
Prior Transfer DateSep 17, 2021
Prior Transfer Doc2021R04974
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address7 PHYLLIS DR, CENTRALIA, IL 62801-3759
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R01386
DateApr 17, 2024
Instrument2024R01386
Lender
NameGENFED FINANCIAL FCU
TypeCredit Union
AddressAKRON, OH 44312
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address7 PHYLLIS DR, CENTRALIA, IL 62801-3759
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R04057
DateAug 31, 2022
Instrument2022R04057
Lender
NameGENFED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address7 PHYLLIS DR, CENTRALIA, IL 62801-3759
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyQUAD CITY TITLE, QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R04735
DateSep 14, 2017
Instrument2017R04735
Lender
NameGENFED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2032
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address7 PHYLLIS DR, CENTRALIA, IL 62801-3759
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyQUAD CITY TITLE, QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R04736
DateSep 14, 2017
Instrument2017R04736
Lender
NameGENFED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2037
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address7 PHYLLIS DR, CENTRALIA, IL 62801-3759
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyANTONIK TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R02262
DateMay 28, 2020
Instrument2020R02262
Lender
NameGENFED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2040
Interest
Rate TypeFixed Rate

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARION IL
Recording DateSep 29, 2021
Property Address7 PHYLLIS DR, CENTRALIA, IL 62801-3759
Document Number2021R04974
Instrument DateSep 17, 2021
Instrument2021R04974
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyANTONIK TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 PHYLLIS DR, CENTRALIA, IL 62801-3759

Mortgage

Document Number2021R04975
DateSep 29, 2021
Instrument2021R04975
Lender
NameGENFED FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionCentralia Township
MunicipalityCentralia City
Elementary School DistrictCentralia School District 135 (PK - 08)
Secondary School DistrictCentralia High School District 200 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,309.00 (+70.65%) Homeowner's exemption$52,440 (+69.65%) Land $12,560 Building $39,880$157,320 (+69.65%) Land $37,680 Building $119,640
2024$1,939.00 (+3.3%)$30,910 (+17.66%) Land $15,580 Building $15,330$92,730 (+17.66%) Land $46,740 Building $45,990
2022$1,877.00 Homeowner's exemption$26,270 Land $13,240 Building $13,030$78,810 Land $39,720 Building $39,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1990–2008)
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA
serves 12,182 people · EPA ID IL1214220
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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