7 Phillips Dr, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 7 Phillips Dr, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,269 sqft · built 1963
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0003B065000`

Property Details

APN / Parcel Number

Primary APN	`0003B065000`
Alternative APNs	`0003B065` `3989`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,269 sqft Heated Area
1st Floor Area	1,269 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	351 sqft
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3989
Old Parcel Number	0003B065000
Street Address	7 PHILLIPS DR
City	FORT OGLETHORPE
State	GA
Zip	30742-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-2
Legal Description	LOT 43 GILBERT/STEPHENSON BLK H
Legal Subdivision	GILBERT STEPHENSON
Legal Block	H
Legal Lot Number	43
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	1
Census Block	1025
Census Tract	30701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 20, 2018	Affidavit of Death, Transfer ELITE TITLE COMPANY INC
Apr 20, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018
Deed Sale	Apr 6, 2018
Deed Document Number	0001930771
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Apr 27, 2026
Property Address	7 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Document Number	0024430000000805
Book / Page	2443 / 805
Instrument Date	Apr 19, 2026
Instrument	2026272
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 TUXEDO CIR, CHATTANOOGA, TN 37411-4617

Mortgage

Document Number	0000000272,
Date	Apr 27, 2026
Book Page	2443/805
Instrument	2026272

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CATOOSA GA
Recording Date	Apr 20, 2018
Property Address	7 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Document Number	0019300768
Book / Page	001930 / 000768
Instrument Date	Apr 6, 2018
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ELITE TITLE COMPANY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 20, 2018
Property Address	7 PHILLIPS DR, FORT OGLETHORPE, GA 30742-3755
Document Number	0019300771
Book / Page	001930 / 000771
Instrument Date	Apr 6, 2018
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ELITE TITLE COMPANY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PHILLIPS DR FORT OGLETHORPE GA 307423755, FORT OGLETHORPE, GA 30742-3755

Mortgage

Document Number	19300773
Date	Apr 20, 2018
Book Page	001930/000773

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (+15.19%)	$75,952 (+44.04%) Land $7,600 Building $68,352	$189,880 (+44.04%) Land $19,000 Building $170,880
2023	$1,481.00 (+28.45%)	$52,730 Land $7,640 Building $45,090	$131,824 Land $19,099 Building $112,725
2022	$1,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

Nearby Properties on Phillips Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures