7 Phillips Ct, Cranston, RI 02921 Property Records

Cranston City property record for 7 Phillips Ct, Cranston, RI 02921

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,522 sqft · built 2002
Lot Size	1.83 acres (80,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jun 2017)
Tax Bill	$13,640 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:28 L:112 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:28 L:112 U`
Alternative APN	`20268475`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,522 sqft Living Area
Gross Area	6,751 sqft
1st Floor Area	1,525 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	1,605 sqft
Unfinished Basement	905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,000 sqft (1.83 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20268475
Street Address	7 PHILLIPS CT
City	CRANSTON
State	RI
Zip	02921-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A80
Legal Lot Number	112
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	4
Census Block	4005
Census Tract	14600

Owner

Source: Cranston City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 PHILLIPS CT, CRANSTON, RI 02921-3318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CENTREVILLE BANK
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Feb 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK
Jun 9, 2017	Warranty Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Deed Book / Page	5423 / 31
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	7 PHILLIPS CT, CRANSTON, RI 02921-3318
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007035-128
Date	Dec 9, 2025
Book Page	7035/128
Instrument	117920

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	7 PHILLIPS CT, CRANSTON, RI 02921-3318
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006540-263
Date	Aug 23, 2022
Book Page	6540/263
Instrument	105480

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	7 PHILLIPS CT, CRANSTON, RI 02921-3318
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6258-148
Date	Jun 1, 2021
Book Page	6258/148
Instrument	90310

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	7 PHILLIPS CT, CRANSTON, RI 02921-3318
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6161-43
Date	Feb 2, 2021
Book Page	6161/43
Instrument	19310

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	7 PHILLIPS CT, CRANSTON, RI 02921-3318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5953-3
Date	Apr 16, 2020
Book Page	5953/3
Instrument	43410

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	7 PHILLIPS CT, CRANSTON, RI 02921-3318
Document Number	5621-246
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PHILLIPS CT CRANSTON RI 029213318, CRANSTON, RI 02921-3318

Mortgage

Document Number	5621-246
Date	Jul 13, 2018
Book Page	005621/000246

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Jun 9, 2017
Property Address	7 PHILLIPS CT, CRANSTON, RI 02921-3318
Document Number	5423-31
Book / Page	5423 / 31
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	54230033
Date	Jun 9, 2017
Instrument	05423/0033

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2047

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,640.00 (+15.4%)	$982,700 (+57.13%) Land $217,300 Building $765,400	$1,170,233
2023	$11,820.00 (+2.11%)	$625,400 (-) Land $112,600 Building $512,800
2022	$11,576.00	$625,400 Land $112,600 Building $512,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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