7 Phillips Ave, New Bedford, MA 02746 Property Records

Bristol County and New Bedford City property record for 7 Phillips Ave, New Bedford, MA 02746

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,120 sqft · built 1910
Lot Size	0.081 acres (3,515 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (Oct 2023)
Tax Bill	$5,249 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`NEWB M:0100 L:0046`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0100 L:0046`
Alternative APNs	`NWBF M:0100 L:0046` `14722`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,120 sqft Living Area
Gross Area	4,328 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	3,515 sqft (0.081 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	14722
Street Address	7 PHILLIPS AVE
City	NEW BEDFORD
State	MA
Zip	02746-5467
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	IB
Legal Lot Number	46
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	1
Census Block	1007
Census Tract	650600

Owner

7 Phillips Ave, a triplex, is owned and occupied by two individuals who bought it in October 2023.

Source: Bristol County and New Bedford City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 PHILLIPS AVE, NEW BEDFORD, MA 02746-5467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage 365 INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Prior Sale	Jun 30, 2023 · Amount on File
Deed Document Number	202318600
Deed Book / Page	14818 / 72
Record Updated	Jun 8, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Oct 20, 2023
Property Address	7 PHILLIPS AVE, NEW BEDFORD, MA 02746-5467
Document Number	0014818-72
Book / Page	14818 / 72
Instrument Date	Oct 20, 2023
Instrument	18600
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 PHILLIPS AVE, NEW BEDFORD, MA 02746-5467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018601
Date	Oct 20, 2023
Instrument	18601

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Jun 30, 2023
Property Address	7 PHILLIPS AVE, NEW BEDFORD, MA 02746-5467
Document Number	014724-246
Book / Page	14724 / 246
Instrument Date	Jun 30, 2023
Instrument	11596
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 MORGAN ST, FALL RIVER, MA 02721-2830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011597
Date	Jun 30, 2023
Instrument	11597

Lender

Name	365 INVESTMENTS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7 Phillips Ave was $5,249, up 17.6% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,249.00 (+17.59%)	$464,100 (+24.76%) Land $97,800 Building $366,300
2024	$4,464.00 (+12.93%)	$372,000 (+34.49%) Land $73,300 Building $298,700
2023	$3,953.00	$276,600 Land $62,600 Building $214,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Phillips Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Phillips Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

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