7 Pennybrook Rd, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 7 Pennybrook Rd, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,526 sqft · built 1880
Lot Size	0.167 acres (7,288 sqft)
Owner	2 Company Names on Record
Last Sale	$421,000 (Jul 2021)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Mar 2019 Refinance Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:024 L:386 S:020`

Property Details

APN / Parcel Number

Primary APN	`B:024 L:386 S:020`
Alternative APN	`LYNN M:024 B:386 L:020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
Gross Area	3,008 sqft
Basement Area	861 sqft
Unfinished Basement	861 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,288 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 PENNYBROOK RD
City	LYNN
State	MA
Zip	01905-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	386
Legal Lot Number	20
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4002
Census Tract	205600

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7 PENNYBROOK RD, LYNN, MA 01905-1010
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jul 16, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jul 31, 1997 · Amount on Record
Deed Book / Page	40091 / 25
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	7 PENNYBROOK RD, LYNN, MA 01905-1010
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037372-496
Date	Mar 11, 2019
Book Page	37372/496
Instrument	20190311000030

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2029

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 16, 2021
Property Address	7 PENNYBROOK RD, LYNN, MA 01905-1010
Document Number	0040091-25
Book / Page	40091 / 25
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 PENNYBROOK RD, LYNN, MA 01905-1010
Investor	Possibly a Property Investor

Mortgage

Document Number	0004009127
Date	Jul 16, 2021
Instrument	40091/27

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	7 PENNYBROOK RD, LYNN, MA 01905-1010
Document Number	36097-466
Book / Page	036097 / 000466
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36097-466
Date	Aug 14, 2017
Book Page	036097/000466
Instrument	1708140209

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2037

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,847.00 (+2.2%)	$564,400 (+3.88%) Land $213,500 Building $350,900	$599,070
2024	$5,721.00 (+5.57%)	$543,300 (+11.79%) Land $212,100 Building $331,200
2023	$5,419.00	$486,000 Land $195,800 Building $290,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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