7 Penny Ln, Cranston, RI 02921 Property Records

Cranston City property record for 7 Penny Ln, Cranston, RI 02921

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,766 sqft · built 1997
Lot Size0.301 acres (13,104 sqft)
OwnerIndividual Name on Record
Last Sale$329,000 (Sep 2003)
Tax Bill$9,137 (2025)
Deeds & MortgagesJun 2019 Refinance
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNCRAN M:37-3 L:831 U

Property Details

APN / Parcel Number

Primary APNCRAN M:37-3 L:831 U
Alternative APNs
  • M:37=3 L:831 U
  • 14309360

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,766 sqft Living Area
Gross Area5,764 sqft
1st Floor Area1,950 sqft
Basement Area1,940 sqft
Unfinished Basement100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,104 sqft (0.301 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number14309360
Street Address7 PENNY LN
CityCRANSTON
StateRI
Zip02921-1919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA8
Legal Lot Number831
JurisdictionCRANSTON RI
Township / Civil DivisionCRANSTON
Census Block Group2
Census Block2032
Census Tract14800

Owner

Source: Cranston City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7 PENNY LN, CRANSTON, RI 02921-1919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Feb 2, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2003 · Amount on Record
Deed SaleSep 16, 2003 · Amount on Record
Prior SaleMar 2, 1998 · Amount on Record
Deed Book / Page2365 / 322
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRANSTON RI
Property Address7 PENNY LN, CRANSTON, RI 02921-1919
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5781-48
DateJun 19, 2019
Book Page5781/48
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRANSTON RI
Property Address7 PENNY LN, CRANSTON, RI 02921-1919
Document Number5383-219
Instrument DateFeb 2, 2017
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5383-219
DateMar 16, 2017
Book Page005383/000219
Lender
NameCITIZENS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCranston City
Unified School DistrictCranston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,137.00 (+1.86%)$658,300 (+38.71%) Land $155,500 Building $502,800
2023$8,970.00 (+2.11%)$474,600 (-) Land $111,200 Building $363,400
2022$8,785.00$474,600 Land $111,200 Building $363,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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