Essex County and Andover Town property record for 7 Penni Ln, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,350 sqft · built 1980 |
| Lot Size | 0.876 acres (38,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Jun 2022) |
| Tax Bill | $12,926 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00217 B:00003 L:0000N |
| Primary APN | ANDO M:00217 B:00003 L:0000N |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,350 sqft Living Area |
| Gross Area | 4,982 sqft |
| Basement Area | 1,324 sqft |
| Unfinished Basement | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,150 sqft (0.876 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Electric |
|---|
| Street Address | 7 PENNI LN |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | PLAN 33029F |
| Legal Block | 3 |
| Legal Lot Number | N |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 254402 |
7 Penni Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PENNI LN, ANDOVER, MA 01810-3262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2025 | Deed of Trust, Mortgage BERKSHIRE BANK |
| Jun 22, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Prior Sale | Oct 15, 1990 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 7 PENNI LN, ANDOVER, MA 01810-3262 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000131368 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 131368 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 22, 2022 |
| Property Address | 7 PENNI LN, ANDOVER, MA 01810-3262 |
| Document Number | 0000127337 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 127337 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 PENNI LN, ANDOVER, MA 01810-3262 |
| Document Number | 0000127338 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 127338 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 7 Penni Ln was $12,926, up 11.5% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,926.00 (+11.45%) | $1,034,900 (+14.93%) Land $545,200 Building $489,700 | $963,205 |
| 2024 | $11,598.00 (+7.13%) | $900,500 (+13.63%) Land $457,100 Building $443,400 | |
| 2023 | $10,826.00 | $792,500 Land $390,800 Building $401,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Penni Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Penni Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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