7 Penn Ter, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 7 Penn Ter, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,717 sqft · built 1950
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Nov 2018)
Tax Bill	$16,762 (2024)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
APN	`04-00023-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`04-00023-0000-00003`
Alternative APNs	`040002300003` `10449003`

Interior

Stories	2 Stories
Building Area	1,717 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	126 ft deep x 56 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	10449003
Street Address	7 PENN TER
City	CHATHAM
State	NJ
Zip	07928-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	23
Legal Lot Number	3
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	5
Census Block	5009
Census Tract	42800

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 PENN TER, CHATHAM, NJ 07928-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Mar 24, 2015 · Amount on Record
Deed Document Number	201864508
Deed Book / Page	23450 / 1832
Prior Transfer Date	Mar 6, 2013
Prior Transfer Doc	0222951285
Record Updated	Oct 29, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 16, 2018
Property Address	7 PENN TER, CHATHAM, NJ 07928-2033
Document Number	0234501832
Book / Page	023450 / 001832
Instrument Date	Nov 2, 2018
Instrument	64508
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 PENN TER CHATHAM NJ 079282033, CHATHAM, NJ 07928-2033

Mortgage

Document Number	234501837
Date	Nov 16, 2018
Book Page	023450/001837
Instrument	64509

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,035,300 (-) Land $730,800 Building $304,500	$1,035,300 (-) Land $730,800 Building $304,500
2025		$1,035,300 (-) Land $730,800 Building $304,500	$1,035,300 (-) Land $730,800 Building $304,500
2024	$16,762.00 (+3.18%)
2023		$1,035,300 Land $730,800 Building $304,500	$1,035,300 Land $730,800 Building $304,500
2022	$16,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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