7 Penacook Dr, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 7 Penacook Dr, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 2002
Lot Size	0.294 acres (12,800 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2023)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0047 B:000043`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0047 B:000043`
Alternative APN	`ABHM M:0047 B:000043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	2,732 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,800 sqft (0.294 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 PENACOOK DR
City	ASHBURNHAM
State	MA
Zip	01430-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	43
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	4
Census Block	4017
Census Tract	700100

Owner

7 Penacook Dr is owned and occupied by an individual who bought it in July 2023.

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 PENACOOK DR, ASHBURNHAM, MA 01430-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Apr 25, 2018	Deed of Trust, Mortgage DIGITAL FCU
Dec 13, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Deed Book / Page	10606 / 299
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	0000022715
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	7 PENACOOK DR, ASHBURNHAM, MA 01430-1018
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010130-53
Date	Oct 5, 2021
Book Page	10130/53
Instrument	22184

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jul 27, 2023
Property Address	7 PENACOOK DR, ASHBURNHAM, MA 01430-1018
Document Number	010606-299
Book / Page	10606 / 299
Instrument Date	Jul 27, 2023
Instrument	10030
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PENACOOK DR, ASHBURNHAM, MA 01430-1018

Mortgage

Document Number	0000010031
Date	Jul 27, 2023
Instrument	10031

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	7 PENACOOK DR, ASHBURNHAM, MA 01430-1018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9059-225
Date	Apr 25, 2018
Book Page	9059/225
Instrument	6427

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2028

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Dec 13, 2019
Property Address	7 PENACOOK DR, ASHBURNHAM, MA 01430-1018
Document Number	9503-145
Book / Page	9503 / 145
Instrument Date	Dec 9, 2019
Instrument	22715
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PENACOOK DR, ASHBURNHAM, MA 01430-1018

Mortgage

Document Number	9503-149
Date	Dec 13, 2019
Book Page	9503/149
Instrument	22717

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7 Penacook Dr was $5,484, down 5.2% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,484.00 (-5.2%)	$368,800 (+0.41%) Land $33,700 Building $335,100	$425,980 (+28.08%)
2024	$5,785.00 (+11.14%)	$367,300 (+16.79%) Land $33,700 Building $333,600	$332,595
2023	$5,205.00	$314,500 Land $33,700 Building $280,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Penacook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Penacook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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