Norfolk County and Franklin Town City property record for 7 Pearly Ln, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,518 sqft · built 1994 |
| Lot Size | 1.4 acres (61,332 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Oct 2019) |
| Tax Bill | $11,561 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 69-007-15 |
| Primary APN | 69-007-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,518 sqft Living Area |
| Gross Area | 7,036 sqft |
| Basement Area | 1,916 sqft |
| Unfinished Basement | 1,916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 61,332 sqft (1.4 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 69-007-15 |
|---|---|
| Street Address | 7 PEARLY LN |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-1286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 53 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 442203 |
7 Pearly Ln is owned and occupied by two individuals who bought it in October 2019.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PEARLY LN, FRANKLIN, MA 02038-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC |
| Oct 23, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC |
| Sep 11, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on File |
| Deed Sale | Oct 23, 2019 · Amount on File |
| Prior Sale | Feb 16, 1999 · Amount on File |
| Deed Document Number | 20191432568 |
| Prior Transfer Date | Oct 3, 2019 |
| Prior Transfer Doc | 1432568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 7 PEARLY LN, FRANKLIN, MA 02038-1286 |
| Document Number | 0001447944 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 PEARLY LN FRANKLIN MA 020381286, FRANKLIN, MA 02038-1286 |
| Document Number | 0001447944 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 1447944 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Oct 23, 2019 |
| Property Address | 7 PEARLY LN, FRANKLIN, MA 02038-1286 |
| Document Number | 0001432568 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 1432568 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 PEARLY LN FRANKLIN MA 020381286, FRANKLIN, MA 02038-1286 |
| Document Number | 1432571 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 1432571 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 7 PEARLY LN, FRANKLIN, MA 02038-1286 |
| Document Number | 0001386670 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0001386670 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 1386670 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7 Pearly Ln was $11,561, down 2.5% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,561.00 (-2.48%) | $994,900 (-1.05%) Land $370,400 Building $624,500 | $948,765 (+3.33%) |
| 2024 | $11,855.00 (+6.69%) | $1,005,500 (+13.83%) Land $370,400 Building $635,100 | $918,175 |
| 2023 | $11,112.00 | $883,300 Land $353,900 Building $529,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Pearly Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Pearly Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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