7 Pearl Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 7 Pearl Ave, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 743 sqft · built 1917
Lot Size0.055 acres (2,400 sqft)
OwnerCompany Name on Record
Last Sale$507,500 (Sep 2019)
Tax Bill$5,484 (2025)
Deeds & MortgagesMar 2021 Refinance
Sep 2019 Mortgage
Flood ZoneZone VE (high risk)
APNV0405R

Property Details

APN / Parcel Number

Primary APNV0405R
Alternative APNs
  • SACO M:001 L:037 U:000-000
  • M:001 L:037 U:000=000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area743 sqft Living Area
Gross Area1,009 sqft
1st Floor Area743 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,400 sqft (0.055 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberV0405R
Street Address7 PEARL AVE
CitySACO
StateME
Zip04072-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCE
Legal Lot Number37
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1008
Census Tract5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address35 HUNTER DR, DERRY, NH 03038-4860
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Sep 18, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleJul 16, 2012 · Amount on Record
Deed Document Number201939291
Deed Book / Page18047 / 916
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address7 PEARL AVE, SACO, ME 04072-3031
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0185750886
DateMar 2, 2021
Book Page18575/886
Instrument2021012031
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateSep 18, 2019
Property Address7 PEARL AVE, SACO, ME 04072-3031
Document Number0180470916
Book / Page18047 / 916
Instrument DateSep 10, 2019
Instrument2019039291
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019039292
DateSep 18, 2019
Instrument2019039292
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,484.00 (+3.24%)$386,200 (+2.14%) Land $265,000 Building $121,200
2024$5,312.00 (+0.93%)$378,100 (+31.7%) Land $265,000 Building $113,100$750,120
2022$5,263.00$287,100 Land $201,900 Building $85,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 135 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies138 units insured
incl. 3 condo units
Nearby Flood Claims216 (1978–2024)
Claims Outside the SFHA42 of 216
Most Recent ClaimApr 2024 · Severe Winter Storm
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 38 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims
  • Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: GoNetspeed, T-Mobile.

Nearby Properties on Pearl Ave

Nearby Streets

Search Property Records by Address or Parcel Number