7 Peabody Ct, Westerly, RI 02891 Property Records

Westerly Town property record for 7 Peabody Ct, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,536 sqft · built 1994
Lot Size	0.248 acres (10,792 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Jul 2019)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`M:086 B:62 L:4`

Property Details

APN / Parcel Number

Primary APN	`M:086 B:62 L:4`
Alternative APNs	`WEST M:86 B:62 L:4` `2161371`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,472 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,792 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2161371
Street Address	7 PEABODY CT
City	WESTERLY
State	RI
Zip	02891-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	62
Legal Lot Number	4
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1011
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 SAUNDRA DR, WESTERLY, RI 02891-7203
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST MTG CO LLC
Jul 3, 2019	Warranty Deed, Transfer · Conventional with PMI BAYCOAST MTG CO LLC
Jul 3, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Jan 13, 1995 · Amount on Record
Deed Document Number	20192742
Deed Book / Page	2019 / 10711
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 PEABODY CT, WESTERLY, RI 02891-2166
Document Number	2020-6748
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PEABODY CT WESTERLY RI 028912166, WESTERLY, RI 02891-2166

Mortgage

Document Number	2020-6748
Date	Dec 1, 2020
Book Page	002020/026748
Instrument	6132

Lender

Name	BAYCOAST MTG CO LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 3, 2019
Property Address	7 PEABODY CT, WESTERLY, RI 02891-2166
Document Number	2019-711
Book / Page	002019 / 010711
Instrument Date	Jun 27, 2019
Instrument	2742
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SAUNDRA DR WESTERLY RI 028917203, WESTERLY, RI 02891-7203

Mortgage

Document Number	2019-713
Date	Jul 3, 2019
Book Page	002019/010713
Instrument	2743

Lender

Name	BAYCOAST MTG CO LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 3, 2019
Property Address	7 PEABODY CT, WESTERLY, RI 02891-2166
Document Number	2019-709
Book / Page	002019 / 010709
Instrument Date	Jun 27, 2019
Instrument	2741
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RESERVOIR AVE PROVIDENCE RI 029073417, PROVIDENCE, RI 02907-3417

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,995.00 (+3.56%)	$385,000 (+35.28%) Land $145,500 Building $239,500	$475,204
2023	$2,892.00 (+0.63%)	$284,600 (-) Land $104,300 Building $180,300
2022	$2,874.00	$284,600 Land $104,300 Building $180,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Breezeline, Frontier, T-Mobile, Xfinity.

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