7 Patton St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 7 Patton St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,142 sqft · built 1950
Lot Size	0.124 acres (5,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2008)
Tax Bill	$11,346 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00021-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`31-00021-0000-00025`
Alternative APNs	`310002100025` `041200`

Interior

Stories	1 Story
Building Area	2,142 sqft Living Area
1st Floor Area	2,142 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,388 sqft (0.124 acres)
Lot Dimensions	110 ft deep x 49 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	041200
Street Address	7 PATTON ST
City	LODI
State	NJ
Zip	07644-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	49X110
Legal Subdivision	AJAX REALTY CO
Legal Block	21
Legal Lot Number	25
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5007
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 PATTON ST, LODI, NJ 07644-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC
Nov 29, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2008 · Amount on Record
Deed Sale	Aug 1, 2008 · Amount on Record
Prior Sale	Jun 5, 1998 · Amount on Record
Deed Document Number	200872914
Deed Book / Page	9585 / 116
Prior Transfer Date	Jul 8, 1994
Prior Transfer Doc	7712000511
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 PATTON ST, LODI, NJ 07644-2102
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040771107
Date	Apr 14, 2021
Book Page	4077/1107
Instrument	2021056286

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 PATTON ST, LODI, NJ 07644-2102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037600870
Date	Oct 13, 2020
Book Page	3760/870
Instrument	20-101624

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 PATTON ST, LODI, NJ 07644-2102
Document Number	0034432352
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	GREATER NJ TITLE AGENCY, GREATER NJ TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 PATTON ST LODI NJ 076442102, LODI, NJ 07644-2102

Mortgage

Document Number	0034432352
Date	Dec 19, 2019
Book Page	003443/002352
Instrument	88791

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 PATTON ST, LODI, NJ 07644-2102
Document Number	0032331771
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	GREATER NJ TITLE AGENCY, GREATER NJ TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 PATTON ST LODI NJ 076442102, LODI, NJ 07644-2102

Mortgage

Document Number	0032331771
Date	May 2, 2019
Book Page	003233/001771
Instrument	27428

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,500 (-) Land $162,700 Building $157,800	$320,500 (-) Land $162,700 Building $157,800
2025	$11,346.00 (+5.61%)	$320,500 (-) Land $162,700 Building $157,800	$320,500 (-) Land $162,700 Building $157,800
2024	$10,743.00 (+2.7%)
2023		$320,500 Land $162,700 Building $157,800	$320,500 Land $162,700 Building $157,800
2022	$10,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	106 (1979–2024)
Claims Outside the SFHA	12 of 106
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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