Schenectady County and Schenectady City property record for 7 Park Pl, Schenectady, NY 12305
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 4,392 sqft · built 1890 |
| Lot Size | 0.053 acres (2,345 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,030 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.65-2-15 |
| Primary APN | 421500 39.65-2-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,392 sqft Total Area |
| 1st Floor Area | 1,608 sqft |
| 2nd Floor Area | 1,608 sqft |
| Upper Floors Area | 1,176 sqft |
| Attic | Attic |
| Attic Area | 1,176 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,345 sqft (0.053 acres) |
| Lot Dimensions | 67 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 232 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 PARK PL |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1506 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20300 |
7 Park Pl, a duplex, is owned by a company and is owner-occupied.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7 PARK PL, SCHENECTADY, NY 12305-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 PARK PL, SCHENECTADY, NY 12305-1506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7 PARK PL, SCHENECTADY, NY 12305-1506 |
| Document Number | 0000012950 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 5292/683 |
| Instrument | 202312950 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Feb 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 7 Park Pl was $6,030 with exemptions applied, up 6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,030.00 (+6.01%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $5,688.00 | $135,100 Land $20,300 Building $114,800 | $223,713 Land $33,615 Building $190,098 |
| 2023 | $135,100 (-) Land $20,300 Building $114,800 | $171,013 (+3.8%) Land $25,696 Building $145,317 | |
| 2022 | $135,100 Land $20,300 Building $114,800 | $164,756 Land $24,756 Building $140,000 | |
| 2021 | $2,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Park Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7 Park Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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