7 Palmetto Point Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 7 Palmetto Point Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,066 sqft · built 2018
Lot Size	0.644 acres (28,052 sqft)
Owner	Individual Name on Record
Last Sale	$845,000 (Oct 2026)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Apr 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`R60004800000750000`

Property Details

APN / Parcel Number

Primary APN	`R60004800000750000`
Alternative APN	`00518639`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	28,052 sqft (0.644 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 PALMETTO POINT DR
City	BLUFFTON
State	SC
Zip	29910-7223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 32 PINE ISL 6-16-75 DB02291658
Legal Subdivision	PINE ISLAND/RIVERVIEW TERRACE
Legal Lot Number	32
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3007
Census Tract	2108

Owner

Source: Beaufort County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 PALMETTO POINT DR, BLUFFTON, SC 29910-7223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 7, 2020	Warranty Deed, Transfer · Line of Credit TD BANK NA
Dec 15, 2017	Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR
Sep 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	202646944
Deed Book / Page	4590 / 395
Prior Transfer Date	Apr 11, 2001
Prior Transfer Doc	0000021279
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 12, 2026
Property Address	7 PALMETTO POINT DR, BLUFFTON, SC 29910-7223
Document Number	0000046944
Book / Page	4590 / 395
Instrument Date	Sep 16, 2026
Instrument	202646944
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315,776.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PALMETTO POINT DR, BLUFFTON, SC 29910-7223

Mortgage

Document Number	0000046945,
Date	Oct 12, 2026
Instrument	202646945

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 7, 2020
Property Address	7 PALMETTO POINT DR, BLUFFTON, SC 29910-7223
Document Number	0000018405
Book / Page	3853 / 83
Map Reference	MB 18 PG 29
Instrument Date	Apr 1, 2020
Instrument	2020018405
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PALMETTO POINT DR, BLUFFTON, SC 29910-7223

Mortgage

Document Number	0000018406
Date	Apr 7, 2020
Instrument	2020018406

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 15, 2017
Property Address	7 PALMETTO POINT DR, BLUFFTON, SC 29910-7223
Book / Page	003629 / 002369
Instrument Date	Dec 1, 2017
Instrument	68177
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	168 BOARDWALK DR #A RIDGELAND SC 299367968, A, RIDGELAND, SC 29936-7968

Mortgage

Document Number	0000068177
Date	Dec 15, 2017
Book Page	003629/002369
Instrument	68177

Lender

Name	BRANCH BK&TR
Type	Bank
Address	BEAUFORT, SC 29907-2702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 7, 2017
Property Address	7 PALMETTO POINT DR, BLUFFTON, SC 29910-7223
Document Number	0000049228
Book / Page	003605 / 01999B
Instrument Date	Aug 21, 2017
Instrument	49228
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	168A BOARDWALK DR RIDGELAND SC 299367968, RIDGELAND, SC 29936-7968

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,899.00 (-0.07%)	$23,000 (-23.05%)
2024	$2,901.00	$29,888 (-) Land $7,224 Building $22,664	$747,200 (-) Land $180,600 Building $566,600
2023	$2,901.00 (+8.9%)	$29,888 (+49.44%) Land $7,224 Building $22,664	$747,200 (+49.44%) Land $180,600 Building $566,600
2022	$2,664.00 Homeowner's exemption	$20,000 Land $4,536 Building $15,464	$500,000 Land $113,400 Building $386,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 214 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	366 units insured incl. 152 condo units
Nearby Flood Claims	29 (1979–2024)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 94% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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