Volusia County property record for 7 Palmetto Dunes Ct, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,084 sqft · built 1997 |
| Lot Size | 0.45 acres (19,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Dec 2024) |
| Tax Bill | $4,739 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4218-05-00-0590 |
| Primary APN | 4218-05-00-0590 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 1,828 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,600 sqft (0.45 acres) |
| Lot Dimensions | 245 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 288 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 5346480 |
|---|---|
| Street Address | 7 PALMETTO DUNES CT |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-8737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 PINE TRAILS PHASE II MB 44 PG 72 PER OR 4114 PG 2741 PER OR 6444 PG 1413 PER OR 6913 PG 0439 PER OR 7896 PG 2106 PER OR 8447 PG 2743 PER OR 8602 PG 1344 PER OR 8649 PG 0118 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 18 |
| Legal Subdivision | PINE TRAILS PHASE II MB |
| Legal Phase | 2 |
| Legal Tract | 05 |
| Legal Lot Number | 59 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 80101 |
Source: Volusia County records · APN 4218-05-00-0590
Assessment roll updated March 16, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PALMETTO DUNES CT, ORMOND BEACH, FL 32174-8737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE SERVICES INC |
| Aug 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on Record |
| Deed Sale | Dec 31, 2024 · Amount on Record |
| Prior Sale | Sep 03, 2024 · Amount on Record |
| Deed Document Number | 2024247326 |
| Deed Book / Page | 8649 / 118 |
| Prior Transfer Date | Dec 30, 2009 |
| Prior Transfer Doc | 0064441413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 02, 2026 |
| Property Address | 7 PALMETTO DUNES CT, ORMOND BEACH, FL 32174-8737 |
| Document Number | 0000058438 |
| Book / Page | 8834 / 3546 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202658438 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MY KEY MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 7 PALMETTO DUNES CT, ORMOND BEACH, FL 32174-8737 |
| Investor | Possibly a Property Investor |
| Document Number | 0000058438, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 8834/3546 |
| Instrument | 202658438 |
| Name | BAY MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 18, 2020 |
| Property Address | 7 PALMETTO DUNES CT, ORMOND BEACH, FL 32174-8737 |
| Document Number | 0078962106 |
| Book / Page | 007896 / 002106 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 153494 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 AARON CIR ORMOND BEACH FL 321747372, ORMOND BEACH, FL 32174-7372 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,029 (+2.7%) | $418,016 (+1.56%) Land $52,500 Building $365,516 | |
| 2025 | $4,739.00 (+101.4%) Homeowner's exemption | $332,064 (+78.65%) | $411,614 (+29.93%) Land $52,500 Building $359,114 |
| 2023 | $2,353.00 (+3.47%) Homeowner's exemption | $185,874 (+3%) | $316,803 (+17.55%) Land $46,000 Building $270,803 |
| 2022 | $2,274.00 Homeowner's exemption | $180,460 | $269,504 Land $46,000 Building $223,504 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 5 (2001–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 106 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORMOND BEACH serves 59,744 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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