St. Charles Parish property record for 7 Palmer Dr, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 3,219 sqft · built 1984 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (May 2016) |
| Tax Bill | $2,518 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2020 Mortgage |
| APN | 2-049 000 00175 |
| Primary APN | 2-049 000 00175 |
|---|
| Building Area | 3,219 sqft Living Area |
|---|
| Year Built | Built 1984 |
|---|---|
| Lot Area | 11,761 sqft (0.269 acres) |
| Street Address | 7 PALMER DR |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 175, WILLOWDALE SUBD. |
| Legal Subdivision | WILLOWDALE COUNTRY CLUB |
| Legal Lot Number | 175 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 63100 |
Source: St. Charles Parish records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 PALMER DR, LULING, LA 70070-3128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage US SMALL BUSINESS ADMN |
| Dec 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2016 · Amount on Record |
| Deed Sale | May 13, 2016 · Amount on Record |
| Deed Document Number | 414776 |
| Deed Book / Page | 831 / 785 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 7 PALMER DR, LULING, LA 70070-3128 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019800579 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 1980/579 |
| Instrument | 465267 |
| Name | US SMALL BUSINESS ADMN |
|---|---|
| Type | Government Agency |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Dec 7, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 7 PALMER DR, LULING, LA 70070-3128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LOUISIANA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0019010391 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 1901/391 |
| Instrument | 454257 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,518.00 (-1.53%) Homeowner's exemption | $32,420 (-) Land $9,150 Building $23,270 | $324,200 (-) Land $91,500 Building $232,700 |
| 2024 | $2,557.00 (+22.99%) Homeowner's exemption | $32,420 (+24.1%) Land $9,150 Building $23,270 | $324,200 (+24.1%) Land $91,500 Building $232,700 |
| 2023 | $2,079.00 (-4.5%) Homeowner's exemption | $26,125 (-) Land $5,860 Building $20,265 | $261,250 (-) Land $58,600 Building $202,650 |
| 2022 | $2,177.00 Homeowner's exemption | $26,125 Land $5,860 Building $20,265 | $261,250 Land $58,600 Building $202,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 757 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 757 in force |
| Nearby Flood Claims | 115 (1980–2025) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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