Okaloosa County property record for 7 Palm Dr, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,259 sqft · built 1980 |
| Lot Size | 0.431 acres (18,781 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,000 (May 2008) |
| Tax Bill | $633 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-593-3480-5 |
| Primary APN | C56-000-593-3480-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,259 sqft Living Area |
| Gross Area | 3,898 sqft |
| 1st Floor Area | 1,262 sqft |
| Upper Floors Area | 997 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 18,781 sqft (0.431 acres) |
| Lot Width | 104 ft Width |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 412 sqft |
| Patio Area | 312 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 PALM DR |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JONITA ESTS LOT 1 BLK 3 & PART AS OR |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | JONITA EST |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21501 |
7 Palm Dr is owned and occupied by two individuals who bought it in May 2008.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PALM DR, SHALIMAR, FL 32579-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIMELENDING |
| Dec 2, 2019 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2008 · Amount on File |
| Deed Sale | May 28, 2008 · Amount on File |
| Deed Document Number | 20082498615 |
| Deed Book / Page | 2843 / 2497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 7 PALM DR, SHALIMAR, FL 32579-2123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 PALM DR, SHALIMAR, FL 32579-2123 |
| Document Number | 0035041090 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 3504/1090 |
| Instrument | 3405593 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 7 PALM DR, SHALIMAR, FL 32579-2123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034311555 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 3431/1555 |
| Instrument | 3321207 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 7 Palm Dr was $633 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $633.00 Homeowner's exemption Veteran's exemption | $413,160 | $680,315 Land $443,457 Building $236,858 |
| 2023 | $4,343.00 (+2.43%) Homeowner's exemption | $389,821 (+3%) | $605,946 (+9.8%) Land $356,763 Building $249,183 |
| 2022 | $4,240.00 Homeowner's exemption | $378,467 | $551,869 Land $317,545 Building $234,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 59 (1985–2021) |
| Claims Outside the SFHA | 30 of 59 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Palm Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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