7 Paca Pl, Elkton, MD 21921 Property Records

Cecil County property record for 7 Paca Pl, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,290 sqft · built 2013
Lot Size0.327 acres (14,257 sqft)
Owner2 Individual Names on Record
Last Sale$443,235 (Aug 2013)
Tax Bill$7,581 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-119548

Property Details

APN / Parcel Number

Primary APN03-119548
Alternative APN
  • 119548

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,290 sqft Total Area
Basement Area1,178 sqft
Finished Basement1,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,257 sqft (0.327 acres)
Garage TypeBuilt-in
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number119548
Street Address7 PACA PL
CityELKTON
StateMD
Zip21921-5181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 288 - .3273 ACRE 7 PACA PLACE CLUB AT PATRIOTS GLEN
Legal SubdivisionTHE CLUB AT PATRIOTS GLEN
Legal Lot Number288
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1003
Census Tract30507

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 PACA PL, ELKTON, MD 21921-5181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2013 · Amount on Record
Deed SaleAug 23, 2013 · Amount on Record
Prior SaleFeb 5, 2013 · Amount on Record
Deed Book / Page3462 / 360
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address7 PACA PL, ELKTON, MD 21921-5181
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049980431
DateOct 8, 2021
Book Page4998/431
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
Address2101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address7 PACA PL, ELKTON, MD 21921-5181
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049980412
DateOct 8, 2021
Book Page4998/412
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,581.00 (+3.09%)$440,767 (+11.81%)$456,400 (+11.45%) Land $93,100 Building $363,300
2025$7,354.00 (+19.4%)
2023$6,159.00$394,200$409,500 Land $93,100 Building $316,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000

May also be available: Verizon.

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