June 2017: Limited Warranty Deed, Subdivision Related Transfer
Document Type
Limited Warranty Deed
Jurisdiction
BEAUFORT SC
Recording Date
Jun 15, 2017
Property Address
7 OVER CUP OAK LN, BLUFFTON, SC 29910-4426
Document Number
0000032138
Book / Page
3583 / 0921
Map Reference
MB 124 PG 191
Instrument Date
Jun 7, 2017
Instrument
2017032138
Transaction Type
Subdivision Related Transfer
Record Updated
Jan 28, 2022
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$971.25
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
7 OVER CUP OAK LN, BLUFFTON, SC 29910-4426
Mortgage
Document Number
0000032139
Date
Jun 15, 2017
Instrument
2017032139
Lender
Name
HOME POINT FINANCIAL CORPORATION
Type
Government Agency
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2047
April 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
BEAUFORT SC
Recording Date
Apr 12, 2017
Property Address
7 OVER CUP OAK LN, BLUFFTON, SC 29910-4426
Document Number
0000018198
Book / Page
003566 / 001266
Instrument Date
Apr 6, 2017
Instrument
18198
Transaction Type
Transfer
Record Updated
Apr 25, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$202.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 23376 HILTON HEAD ISLAND SC 299253376, HILTON HEAD ISLAND, SC 29925-3376
Investor
Possibly a Property Investor
April 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
BEAUFORT SC
Property Address
7 OVER CUP OAK LN, BLUFFTON, SC 29910-4426
Document Number
0000018199
Instrument Date
Apr 6, 2017
Transaction Type
Mortgage
Record Updated
Jan 9, 2019
Title Company
ATTORNEY ONLY
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1555 FORDING ISLAND RD #C1 HILTON HEAD ISLAND SC 299261176, C1, HILTON HEAD ISLAND, SC 29926-1176
Investor
Possibly a Property Investor
Tax Assessment & Valuation
The 2025 property tax bill for 7 Over Cup Oak Ln was $7,888, up 275.3% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
Property Jurisdictions
Type
Name
State
South Carolina
County
Beaufort County
Municipality
Bluffton Town
Unified School District
Beaufort County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$7,888.00 (+275.26%)
$27,300 (+59.84%)
2024
$2,102.00
$17,080 (-)Land $2,980Building $14,100
$427,000 (-6.15%)Land $74,500Building $352,500
2023
$2,102.00 (+8.18%)
$17,080 (+57.97%)Land $2,980Building $14,100
$455,000 (+68.33%)Land $74,500Building $380,500
2022
$1,943.00Homeowner's exemption
$10,812Land $2,520Building $8,292
$270,300Land $63,000Building $207,300
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 7 Over Cup Oak Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 666 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
666 in force
Nearby Flood Claims
13 (1991–2021)
Claims Outside the SFHA
7 of 13
Most Recent Claim
Jun 2021 · rainfall accumulation
Claims by Event
Hurricane Irma, Sep 2017 · 3 claims
Hurricane Matthew, Oct 2016 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 7 Over Cup Oak Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood
0.04% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source
Surface water
Last State Inspection
Apr 2025
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Haloacetic acids resolved · Oct 2023
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Sparklight Fiber
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: Hotwire Communications, Spectrum.