7 Otterson Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 7 Otterson Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 2006
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$347,000 (Jan 2021)
Tax Bill	$10,169 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00078-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`16-00078-0000-00003`
Alternative APN	`160007800003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	812 sqft
Upper Floors Area	812 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	366 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7 OTTERSON RD
City	FREEHOLD
State	NJ
Zip	07728-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	WHICH CURRENTLY HAS/ADDRESS/7
Legal Block	78
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2020
Census Tract	810800

Owner

7 Otterson Rd is owned and occupied by an individual who bought it in January 2021.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	7 OTTERSON RD, FREEHOLD, NJ 07728-2420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage AMERICAN NBRHD MTG ACCPTNC
Jan 21, 2021	Grant Deed, Transfer · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Dec 9, 2013 · Amount on File
Deed Document Number	202111355
Deed Book / Page	9475 / 1784
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 OTTERSON RD, FREEHOLD, NJ 07728-2420
Document Number	0000011356
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OTTERSON RD FREEHOLD NJ 077282420, FREEHOLD, NJ 07728-2420

Mortgage

Document Number	0000011356
Date	Jan 21, 2021
Book Page	009475/001809
Instrument	11356

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 21, 2021
Property Address	7 OTTERSON RD, FREEHOLD, NJ 07728-2420
Document Number	0000011355
Book / Page	009475 / 001784
Instrument Date	Nov 11, 2020
Instrument	11355
Transaction Type	Transfer
Record Updated	May 5, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OTTERSON RD FREEHOLD NJ 077282420, FREEHOLD, NJ 07728-2420

Mortgage

Document Number	11356
Date	Jan 21, 2021
Book Page	009475/001809
Instrument	11356

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7 Otterson Rd was $10,169, up 3.1% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,900 (+16.5%) Land $286,900 Building $304,000	$590,900 (+16.5%) Land $286,900 Building $304,000
2025	$10,169.00 (+3.05%)	$507,200 Land $206,000 Building $301,200	$507,200 Land $206,000 Building $301,200
2024	$9,868.00
2023		$441,400 Land $152,600 Building $288,800	$441,400 Land $152,600 Building $288,800
2022	$9,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Otterson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Otterson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum.

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